CCB stock mortgage customers who want to apply for preferential interest rates need to meet the following conditions:

First, the current interest rate is 0.85 times of the benchmark interest rate;

Second, the number of loan default periods in the past two years is within two periods (including two periods);

Third, there is no outstanding loan balance, or there is no other breach of contract;

Fourth, there are no more than two outstanding commercial personal housing loans in CCB (including two).

If the loan is granted after June 27th, 2008, the purchase area must be less than 10/44 square meters. Citizens who meet these conditions can hold their ID cards to fill out the Application for Approval of Interest Rate Reduction of Individual Housing Loans at the original handling bank outlets. After approval, the bank will go through the adjustment procedures within 30 days. The application time is 65438+ 10 month 19 to February 27th.

Please see the preferential policies of major banks I collected:/macchinetta/blog/item/b70e258b469a8d789e2fb400.html.