Legal analysis: Divorce analysis is a kind of registration procedure for husband and wife to transfer their housing shares to each other after divorce. At present, the two sides are exempt from transaction taxes and fees. If the house to be analyzed is mortgaged, it needs the cooperation of the mortgagee, that is, the loan bank, to handle the analysis registration or settle the loan. Different banks have different divorce analysis methods. Generally speaking, in addition to signing relevant documents at the bank, customers also need to provide corresponding guarantees. The general process of treatment is as follows: 1. Go to the notary office to do property analysis notarization. However, if the divorce judgment or divorce agreement (filed by the Civil Affairs Bureau) has stipulated the ownership of the house, the notarization of property analysis can no longer be handled; 2. Handle the matters stipulated by the mortgage bank; 3. Go to the Housing Authority for deed tax exemption; 4. Go through the divorce analysis and registration procedures at the Housing Authority (the time varies from district to district) and pay the registration fee; 5. Apply for new real estate license and other warrants. Note: A. Generally speaking, only one party (the party that has agreed to acquire the property right of the house) can go through the formalities of housing management without the cooperation of the other party. B. If it is stipulated in the divorce agreement that one party needs to compensate the other party for the ownership of the house, it is necessary to provide proof of the transfer of funds when handling the house management procedures.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1087 At the time of divorce, the property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.

Article 1089 At the time of divorce, husband and wife shall jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.