Article 31 A credit asset risk early warning system shall be implemented. After the occurrence of credit business, all factors that may affect the safety of credit assets should be continuously monitored, and risk warning tips should be issued in time when doubts and problems are found, and effective remedial measures should be taken to prevent and resolve credit risks.

Article 32 Implement and improve the credit asset quality management system. Classification, identification, registration, creditor's rights preservation, liquidation, verification and monitoring of credit risk assets.

Thirty-third loan monitoring to implement the term classification and quality classification.

(1) classified by terms. Loans are divided into normal loans, overdue loans, sluggish loans and non-performing loans; Among them, overdue loans, sluggish loans and non-performing loans are non-performing loans.

(2) Classification by quality. Loans are divided into normal loans, concern loans, subprime loans, doubtful loans and loss loans; Among them, subprime loans, doubtful loans and loss loans are non-performing loans.

Thirty-fourth the implementation of non-performing loans identification, monitoring and assessment system. Strict standards truly reflect the quality of credit assets. New non-performing loans should adhere to the principle of door-to-door (household) review, clear responsibility, grading approval and standardized operation, and be identified according to the prescribed authority and procedures.

Direct monitoring and key monitoring of non-performing loans, strict responsibility assessment.

Article 35 Preservation and liquidation of creditor's rights. Prevent, resist and correct the behaviors that customers evade the creditor's rights of rural credit cooperatives, erode credit funds and evade credit supervision, which are not conducive to repaying the principal and interest of creditor's rights. Participate in joint sanctions organized by the banking supervision department and the People's Bank of China.

Article 36 Management of debt-paying assets. In accordance with the principles of legal acquisition, proper custody, timely realization, correct accounting and ensuring the interests of the company, do a good job in receiving, evaluating, keeping, disposing and accounting the debt-paying assets within the authorized scope.

Article 37 Write off bad debts (losses). Withdraw bad debt reserve according to regulations, and write off bad debt (loss) loans according to prescribed conditions and procedures. Loans that have been written off should be kept strictly confidential, and write-offs should be managed by special personnel.

Thirty-eighth the implementation of non-performing loans collection management system. The credit management department is responsible for monitoring non-performing loans and proposing measures for collection; The credit department or professional collection department is responsible for the collection of non-performing loans.

Financial accounting management system

In order to standardize our company's financial behavior, strengthen financial management, improve the efficiency of capital use, and ensure the normal development of our company's credit work, this system is formulated in line with the principle of "increasing revenue and reducing expenditure, and running the business diligently" and combining with our actual situation.

A, accounting personnel post responsibility system

The company has three positions, namely, accounting supervisor, accounting post and cashier post. Job responsibilities are as follows:

1. Accounting supervisor position

1. Organize the formulation and revision of the company's accounting management system according to relevant national financial policies, laws, regulations and rules.

2. Be specifically responsible for organizing the company's accounting work, organizing the preparation of the company's budget plan and financial plan, and auditing and supervising the company's financial revenue and expenditure.

3. Supervise the accounting personnel of the unit to establish accounts and conduct accounting according to law, ensure that the accounting work is standardized, orderly and scientific, and supervise the implementation of the company's budget plan and financial plan according to law.

4. Review (check) the company's financial report (table) regularly or according to actual needs, and report to the school leaders to promote the improvement of financial management and operation management level.

5. Participate in drafting project application documents, economic contracts (agreements) and other economic documents; Assist school leaders in project evaluation, declaration, inspection and guidance.

6. Abide by accounting professional ethics and strive to be the staff and assistant of company leaders.

7. Actively complete other related work arranged by company leaders.

Accounting post

1. Earnestly observe the rules and regulations of implementation of accounting, establish auxiliary account books such as general ledger and subsidiary ledger according to law, and conduct fixed assets accounting and current account settlement.

2. Review the original vouchers of revenue and expenditure, and ensure that accounting vouchers are filled in, accounting books are registered and accounting statements are prepared according to legal and effective original vouchers.

3. Clean up the company's fixed assets regularly.

4. Handle relevant licenses and annual inspections on time and pay relevant taxes and fees.

5. Keep accounting vouchers, accounting books, accounting statements and other relevant accounting materials properly.

6. Consciously abide by the accounting personnel's ethics and work dutifully.

7. Take an active part in political study, study hard in business and participate in business training organized by finance or higher authorities, and constantly improve their comprehensive quality.

8. Actively complete other related work arranged by superior leaders.

Three cashier positions

1. Handle cash receipt and payment and bank settlement business, and timely register cash and deposit journals one by one.

2. Keep cash on hand and all kinds of securities, and keep relevant seals, blank bills and vouchers.

3, strictly abide by and implement the bank settlement system, cash management system, regular inventory of cash and securities, to ensure that the accounts are consistent.

4. Cooperate with accounting to supervise financial revenue and expenditure, and timely settle accounts and transfer accounting vouchers.

5 consciously abide by accounting professional ethics, participate in political study and professional skills training in time, and constantly improve political and professional quality.

6. Actively complete other related work arranged by superior leaders.

Second, the accounting processing program system

1, set up, use and audit accounting subjects and detailed subjects according to the accounting system of administrative institutions; Use debit and credit bookkeeping method for accounting; The format of accounting vouchers adopts the format of debit and credit bookkeeping; Accounting books are divided into general ledger, subsidiary ledger and journal; The types of accounting statements include balance sheet, income and expenditure statement and other statements; Prepare monthly (quarterly) and annual reports.

2. Accounting personnel shall, according to the income voucher signed by the cashier, regularly summarize and fill in the income bookkeeping voucher, and at the same time register the income subsidiary ledger, promptly submit it to the cashier for registration as a "cash book" and then hand it over to the accounting personnel for safekeeping.

3. The accountant shall fill in the accounting voucher according to the original expenditure voucher verified by the audit company, pay the cashier for payment and register the "cash book", then pay the accounting registration expenditure ledger and keep the voucher.

4. The accountant regularly summarizes the accounting vouchers, fills in the summary table of accounting vouchers and registers the general ledger.

5. The accountant shall fill in the accounting voucher according to the bank receipt and payment bill voucher, register the subsidiary ledger, hand it over to the cashier to register the bank and cash book, and then hand it over to the accountant for safekeeping.

6. The accountant shall, according to the property change statement prepared by the physical storage department and the relevant original vouchers, fill in the accounting vouchers after verification and register the subsidiary ledger.

7. Accounting personnel shall fill in relevant accounting vouchers and register subsidiary ledger according to the project report.

8. Audit requirements for accounting vouchers: audit the name, filling date and number of accounting vouchers, summary of economic business contents, accounting subjects and amount, the number of attached original vouchers, and the signatures or seals of the filling person, bookkeeper and auditor of accounting vouchers. After the audit is completed, the auditor needs to sign and seal.

9. Bookkeeping principle: register the journal according to the chronological order of the bookkeeping voucher, register the subsidiary ledger according to the detailed account of the bookkeeping voucher, and register the general ledger according to the summary of the bookkeeping voucher.

10. At the end of the month and at the end of the year, the accountant will make necessary reconciliation according to the relevant balance, then close the account and prepare accounting statements, prepare financial report instructions, and explain and analyze the implementation and financial status of the company's financial plan as much as possible.

Third, the internal containment system

1. Principle of internal containment system: Control and supervise the company's accounting work according to national financial and economic laws, accounting laws, regulations and accounting systems.

2. The chief financial officer shall specifically supervise and inspect the implementation of various financial accounting systems of the company and be directly responsible to the company.

3. The accountant is responsible for reviewing original vouchers, filling in accounting vouchers, registering general ledger and subsidiary ledger, preparing accounting statements, analyzing and interpreting financial statements, and keeping accounting files.

4. The cashier shall register the bank journal and cash account book according to the original vouchers that have been checked correctly, but shall not register and audit the income, expenses, creditor's rights and debts account books at the same time.

5. Cashier is responsible for keeping cash on hand and all kinds of securities.

6. The seals used for issuing checks shall be kept by accountants and cashiers respectively.

7. Blank receipts and blank checks should be registered, kept and cancelled by accountants. The accountant collects money and issues a receipt. The cashier is responsible for collecting all income after the accountant issues a receipt, and the legal income certificate is stamped with the payee's seal. The accountant should check the income and expenditure with the cashier in time. Cheques are signed by accountants and processed by cashiers. Invoices and checks shall not be stamped with public or private seals in advance, and seals shall be reserved.

8. The general affairs department is specifically responsible for registering the ledgers of acceptance, warehousing, requisition and scrapping of property and materials. The accountant regularly checks the property and materials with the General Affairs Department to ensure that the accounts, cards and materials are consistent, and prepares the list of property and materials changes on schedule.

Four, internal audit, audit supervision system

1. The chief financial officer is responsible for organizing audit, supervision and audit.

2. The financial supervisor is responsible for examining the company's accounting vouchers, accounting books and accounting statements, and supervising the implementation of economic contracts, agreements and projects.

3. The accountant is responsible for reviewing the original vouchers, and the financial supervisor is responsible for reviewing the original vouchers. Unreal and illegal original vouchers will not be accepted, and they will be reported to the company leaders in time, demanding to find out the reasons and investigate the responsibilities of the parties. The original vouchers with inaccurate and incomplete records shall be returned and required to be corrected and supplemented.

4. If accountants find that the account records are inconsistent with the physical objects and funds, they shall deal with them in a timely manner in accordance with state regulations. If it is beyond the scope of authority of the accountant, it should be reported to the leader immediately, requesting to find out the reason and deal with it.

5. The treasurer must regularly check the balance of bank deposits and cash on hand every month; Always check the accounts of current creditor's rights and debts; Regularly verify the ending balance of property and materials to ensure that the accounts are consistent.

6. The chief financial officer shall supervise the deposit of income into the bank to prevent the private establishment of "small treasury" and "off-balance-sheet accounts".

7. The contents of the audit method include: whether the original documents are legal and true; Whether the accounting vouchers are accompanied by legal and complete original vouchers; Whether the accounting voucher is consistent with the original voucher, general ledger and subsidiary ledger; Whether the accounting statements are consistent with the general ledger or subsidiary ledger; Whether the physical objects such as fixed assets and current assets are consistent with the book records.

8. The treasurer, accountant and cashier must be responsible for the legality and authenticity of financial revenue and expenditure and accounting data.

Five, the original record management system

1. The review of original vouchers includes the review of legality, rationality, completeness and accuracy.

2. The contents of the original voucher must include: voucher name, date of filling in the voucher, name and seal of the entity filling in the voucher, name of the entity accepting the voucher, business content, quantity, unit price and amount.

3. The self-made original vouchers must be signed or sealed by the accounting supervisor, and the original vouchers issued externally must be stamped with the official seal of the unit.

4. The original vouchers must be recorded truthfully, filled in in time, complete in content, clear in handwriting, accurate in figures and clear in responsibilities.

5. If the original foreign vouchers are lost, a written certificate stamped with the official seal of the original filling unit shall be obtained, and the number, amount and content of the lost original vouchers shall be listed in the certificate, and the original vouchers can be replaced only after being approved by the company leaders. For the original documents that cannot be obtained, such as cars, boats and plane tickets. The parties concerned should write down the details and submit the reimbursement as the original documents only after being approved by the company leaders.

6. Original vouchers shall not be checked out. If other units need to read or copy accounting vouchers for special reasons, they must obtain the approval of the company's leaders before going through the procedures of reading or copying.

Intransitive verb property inspection system

1. All the company's fixed assets, monetary funds and securities shall be counted regularly or irregularly according to actual needs.

2. Property inspection is organized by the General Affairs Office.

3. The term of property inspection is: fixed assets are counted at least once a year at the end of the year; Monetary funds and securities shall be counted at least once a month. Usually, the inventory method is periodic inventory system.

4. Disposal of inventory results: inventory surplus should be recorded in a timely manner, and inventory losses caused by special circumstances such as natural disasters should be approved for write-off by company leaders; If an accident is caused by negligence, necessary economic and administrative penalties shall be given to the negligent person to deal with the loss; Those who violate the law shall be investigated for responsibility according to law.

Seven, the financial revenue and expenditure examination and approval system

1, strictly implement the expenditure scope and standards stipulated by the national accounting system. For expenditures that violate the provisions of the national financial accounting system, finance will not handle them.

2. The expenses must obtain legal original vouchers, which shall be signed by the handlers and references, sent to the accountant for review, and then reported to the general manager of the company for approval.

3. Strictly implement the "one pen" approval system, that is, the general manager of the company is responsible for the approval. If the general manager of the company is on a business trip for more than ten days, he may entrust the deputy general manager to examine and approve on his behalf.

4, major project expenditures must be decided by the company's collective leadership, approved by the general manager before implementation.

Eight, financial accounting analysis system

1. Analyze the company's economic activities and the implementation of the budget plan regularly (at the end of the quarter or at the end of the year) or according to actual needs. Provide economic forecast and decision-making data to serve the decision-making of leaders.

2. The main contents of financial activity analysis include: analysis of income, expenses and benefits; Analysis of the use effect of current assets and fixed assets; Creditor's rights, debt composition and cause analysis, etc.

3. The basic requirements of financial activity analysis are: the situation is true, the main points are clear, the questions are accurate, the suggestions are feasible, and the words are concise.

4. The general procedure of financial activity analysis is: having information and grasping the situation; Index comparison, exposing problems; Grasp the key, analyze and predict; Put forward feasible measures to solve the problem.

5. The analysis methods of financial activities include: comparative analysis, sequence substitution and difference calculation.

6. Format structure of financial activity analysis: comprehensive evaluation of financial situation; Analysis and demonstration; Put forward suggestions or measures.

Annex 5

operating duty

General manager's job responsibilities

1. Under the leadership of the board of directors, implement the resolutions of the board of directors and be responsible for leading and managing the overall work of the company;

2, responsible for organizing the preparation of the company's annual and quarterly overall business plan, formulate marketing strategies and measures, and safety.

Organize the implementation;

3. Be responsible for examining and approving the company's annual and quarterly financial budgets, final accounts and related major financial expense plans;

4, responsible for the arrangement of administrative/financial, business deputy general manager, clear their responsibilities, authority, and supervision, inspection,

Manage the completion of its tasks;

5. Organize and coordinate the work of various departments, listen to the work reports of various departments and put forward decision-making opinions;

6. Be responsible for the summary of the submitted materials, the policy review of the report and the distribution of the context. Host correlation

All departments and agencies report their work;

7. Be responsible for formulating the company's corporate culture construction and strategic policy.

Responsibilities of deputy general manager

1. Assist the general manager to formulate the company's development strategic plan, business plan and business development plan.

2. Organize and supervise the implementation of the company's plans and programs.

3. Be responsible for the institutionalization and standardization of the company's internal management.

4, organize the preparation of the annual marketing plan and marketing expenses, internal profit indicators and other plans.

5. Be responsible for guiding the construction of the company's talent team and recommending suitable candidates for various important positions to the general manager.

6, responsible for coordinating the relationship between business departments, accounting, administration and customers, suppliers, etc.

7. Take leadership responsibility for the work of each business department and coordinate the internal business of each business department.

8. Be responsible for promoting corporate culture construction and corporate image publicity activities.

9. When the general manager is away, entrust him to act as the general manager.

10, other work temporarily authorized by the general manager.

1 1. Be responsible for the management functions within the specific scope of each business department, participate in company management and marketing meetings, and release work.

Exercise of opinions and voting rights;

Responsibilities of the risk management department

1. Make a collection plan for sluggish loans, non-performing loans, accounts receivable with bad debts written off, and suspended creditor's rights.

2, formulate measures and methods to preserve risky assets, and supervise the implementation.

3, organize the collection of sluggish loans, bad loans, bad debts that have been written off, and revitalize the stock of funds.

4. Analyze the causes of risky assets accurately, comprehensively and reasonably, and report the analysis results to the department head in time.

5. Predict the risk of assets.

6. Regularly report the risk asset management to the department manager.

7. Gigi helps laid-off workers to correct their work attitude, strengthen their business study and realize re-employment as soon as possible.

Responsibilities of the credit business department

First, according to the actual work, draft the annual work arrangement in charge of the work at the beginning of each year.

Two, conscientiously do a good job in charge of the work summary and work arrangements for next month.

The third is to summarize and analyze the deposit work every quarter, find out the problems, and put forward suggestions and measures to guide the deposit work in the whole jurisdiction.

Four, according to the business analysis materials provided by each position in this department, comprehensively draft the quarterly business analysis report of credit cooperatives.

Five, responsible for drafting the semi-annual and annual work summary.

Six, the organization pays special attention to the deposit work. First, do a good job in organizing and promoting the deposit work; The second is to analyze the situation of deposit work and study the measures of deposit work in different periods and stages; Third, popularize work experience and coordinate and solve problems in deposit work.

Seven, responsible for the construction of credit projects, establish management ledger, strengthen supervision, do a good job of publicity, improve the archives, and promote the construction of credit projects throughout the jurisdiction through effective organization.

Eight, responsible for the development of deposit management system and operating rules, and constantly strengthen the construction of internal control system, standardize the deposit business behavior.

Nine, participate in the management of funds and plans, cooperate with the manager to strengthen fund management, study and formulate annual and various stages of business plans.

Ten, according to the arrangement of the manager, cooperate with the credit management post to do a good job of daily and temporary loan inspection.

Eleven, responsible for the deposit business training and daily business guidance.

Twelve, responsible for the registration and management of the daily attendance of the office, and master the whereabouts of the staff of the office in the countryside.

Thirteen, responsible for the implementation of the comprehensive tasks assigned by the superior.

Responsibilities of Human Resources Department

1, responsible for drafting the working standards and management system of this department, and organizing the implementation after being reported to the Associated Press for study.

2. Be responsible for organizing the recruitment, placement, assessment, dismissal, signing and dissolution of labor contracts, rewards and punishments, retirement, secondment, and leave without pay. And review the relevant information, report to the manager or leader to issue the notice and documents forwarded by the association.

3. According to the employment needs of the Association, organize the formulation of talent introduction and training plans. To formulate plans for wages, welfare, human resources allocation and labor protection of trade unions. Rational use of total wages, do a good job in social insurance, retirement, resignation management.

4. Be responsible for the calculation and distribution of the assessment results of the internal economic responsibility system of the Association and the daily affairs of the Human Resources Department of the Association.

5. Assist the manager to organize and implement the evaluation and engagement of various professional and technical personnel.

6. Guide the employment management and internal distribution and redistribution of grass-roots units, and coordinate the work contact with various functional departments.

Responsibilities of the Chief Financial Officer

1, under the leadership of the board of directors and the general manager, in charge of the company's accounting, statements and budget work.

2. Be responsible for formulating the company's profit plan, capital investment, financial planning, sales prospect, expenditure budget or cost standard.

3. Formulate and manage tax policy programs and procedures.

4. Establish and improve the internal accounting organization, guidance and data management system, as well as accounting and financial management rules and regulations.

5. Organize relevant departments of the company to analyze economic activities, organize the preparation of the company's financial plan and cost plan, and strive to reduce costs, increase revenue and reduce expenditure, and improve efficiency.

6. Supervise the company to abide by the national financial regulations, disciplines and resolutions of the board of directors.

Responsibilities of accounting posts

1. Seriously study theory and business, and observe, publicize and maintain the national financial system and financial discipline.

2. Strictly implement the national accounting regulations and various systems formulated by the competent accounting department, and do a good job in financial accounting, supervision and statistics.

3, responsible for the preparation of the company's annual expenditure budget and year-end final accounts, distinguish the channels of funds, and supervise the rational use of funds.

4, strictly implement the financial system, master and control the company's expenses, expenditure scope and standards.

5, in accordance with the requirements of the financial system, conscientiously do a good job of reimbursement, accounting and accounting. Keep accounts timely and accurately, and try to finish them on the same day.

6. Carefully examine and reimburse the bills for the use of funds according to the financial system.

7, carefully remember the general ledger and subsidiary ledger of funds, and do a good job of reconciliation and settlement with the cashier on a monthly basis.

8, cooperate with the cashier to do a good job of cash payment.

9, carefully remember the fixed assets account, and do a good job of reconciliation with the fixed assets administrator.

10. Carry out classified management on all accounts of the company, ensure that the accounts are consistent, the accounts are consistent and the accounts are consistent, and do a good job in sorting, binding, classifying and keeping financial vouchers, statements, account books and accounting files.

1 1. Regularly check and analyze the implementation of the budget plan and the effect of the use of funds, and put forward measures to increase income and reduce expenditure.

12. Complete all kinds of reports submitted to the competent authorities accurately and timely, and conscientiously do a good job in the preparation and collection of annual financial, tax, price and audit inspections.

13. Complete other work temporarily assigned by the leader.

The cashier's job responsibilities

1. Seriously study the theory, master the basic knowledge of accounting business, strictly implement the financial management system, and be honest and upright.

2, according to the relevant system, timely and conscientiously do a good job of funds, deposits and other expenses of the receipt and payment and transfer payment.

3. Abide by cash management regulations and be responsible for reviewing reimbursement documents. Incomplete procedures and inconsistent vouchers will not be reimbursed.

4, according to the daily receipt and payment vouchers, cash and transfer respectively, according to the subject in a timely manner to record the cash receipt and payment account, bank deposit account, check the cash inventory and bank deposit amount. Make daily and monthly accounts, and always check with the accountant and bank to ensure that the cashier, accountant and bank accounts are completely consistent.

5. Pay wages, bonuses and related subsidies on time, and withhold and remit the expenses that employees must pay in accordance with relevant regulations.

6, in accordance with the relevant provisions of the cash management and implementation measures, do a good job in cash management, cash on hand shall not exceed the limit stipulated by the bank.

7, often pay attention to the balance of the use of documents and vouchers, and do a good job of printing in time.

8. Manage all cash and transfer accounts of the company by classification, fill in various statements on time, and earnestly prepare and rectify the annual financial, tax, price and audit inspection.

9. Strictly implement the system of borrowing and receiving checks, and those who fail to meet the procedures shall not issue checks and loans.

10, carefully keep all documents, vouchers, seals and keys, and strictly abide by all digital secrets.

1 1. Complete other work temporarily assigned by the leader.

Annex 6

Company's daily management system

In order to strengthen the company's standardized management, improve various work systems, promote the company's development and improve economic benefits, the following management systems are formulated in accordance with relevant national laws and regulations and the company's articles of association.

1. All employees of the company must abide by the company's articles of association and abide by the company's rules, regulations and decisions.

Second, the company advocates the idea of "playing a game of chess" and prohibits any department or individual from doing anything that harms the company's interests, image and reputation or undermines the company's development.

III. By giving full play to the enthusiasm and creativity of all employees, the company improves the technical, management and operation level of all employees, constantly improves the company's management system, and implements various forms of responsibility system to continuously strengthen the company's strength and improve economic benefits.

Fourth, the company advocates all employees to learn and forge ahead, provides conditions and opportunities for employees to learn and train, and strives to improve the overall quality and level of employees.

Five, the company encourages employees to actively participate in the company's decision-making and management, encourage employees to play their talents, and put forward reasonable suggestions.

Sixth, the company provides employees with an equal competitive environment and promotion opportunities, and gradually improves the treatment of employees in all aspects with the improvement of economic benefits; The company implements the post responsibility system, implements the attendance and assessment system, evaluates the excellent first, and commends and rewards those who have contributed.

Seven, the company advocates pragmatic work style, improve work efficiency; Advocate strict economy and oppose extravagance and waste; Advocate employees to unite and help each other in the same boat, carry forward the spirit of collective cooperation and creativity, and enhance the cohesion and centripetal force of the group.

Eight, employees must maintain company discipline, for any violation of the company's articles of association and various rules and regulations, should be investigated.

Nine. Contract management system: the contract must adopt a unified contract text. All contracts signed with foreign countries must be aimed at safeguarding the legitimate rights and interests of the company and improving economic benefits. It is absolutely not allowed to practice favoritism and malpractice, harm public interests and seek personal gain when signing a contract, and offenders will be severely punished according to law. Before the contract is formally signed, it must be reported to the leader for approval before it can be formally signed.

Ten, the company employees must consciously abide by labor discipline, go to work on time, not late, don't leave early, are not allowed to leave their jobs during working hours, and must be approved by the department head before going out to handle business. The company's working hours are five and a half working days: Monday to Saturday at 8: 30am-12: 00pm-14: 30am, Saturday at 8: 30am-12: 00pm, and Saturday afternoon and Sunday are rest days.

Eleven, 30 minutes after the start of the class, as late; Those who exceed 30 minutes will be punished as absenteeism for half a day. Those who leave work within 30 minutes in advance will be punished as leaving early; Those who exceed 30 minutes will be punished as absenteeism for half a day. Those who arrive late and leave early each time will be fined 10 yuan, which will be included in the company's employee bonus; Those who arrive late and leave early more than 5 times a month will be fined 100 yuan, which will be included in the company's employee bonus.

Twelve, employees should apply to the company in advance for personal leave and sick leave, and deduct the corresponding salary. Employees who are full-time every month and have no discipline of being late and leaving early will be rewarded with 30 yuan bonus that month.

Thirteen, during working hours, it is forbidden to play cards, chess, chat with others and do things unrelated to work. If there is any violation, it will be treated as absenteeism 1 day, and the salary of that day will be donated to Tianhai Fund.

14. The employee shall submit a written application to the company 15 days in advance, and can only leave the company after the company agrees and completes the relevant handover work.

Fifteen, the company advised its dismissed employees, according to the last month's working hours and the current month's salary, the employees who left on their own will settle the last month's salary on the salary settlement date, and if the current month's salary is less than January, the salary will not be settled.

Sixteen, to participate in meetings, training, study, exams or other team activities organized by the company, if you have something to ask for leave, you must ask for leave from the organizer or leader in advance.

17. In order to create a comfortable, beautiful and clean working environment, the office hygiene of the company shall be cleaned by special personnel in turn.

Employee code

First, abide by the law, be loyal to their duties and love their jobs.

Second, safeguard the company's reputation and protect its interests.

Three, obey the leadership, care for subordinates, unity and mutual assistance.

Four, care for public property, thrift, put an end to waste.

Five, continuous learning, improve the level, proficient in business.

Six, enterprising, pioneering, realistic and innovative.