The new media learned that the notice first proposed "increasing the maximum amount of housing provident fund loans in stages". In order to support the demand for rigid and improved housing, the maximum amount of housing provident fund loans will be raised from 600,000 yuan to 700,000 yuan for families with dual employees who buy new commercial housing in Lu 'an and pay housing provident fund normally, and from 400,000 yuan to 500,000 yuan for families with single employees who pay housing provident fund normally. The execution time is from June 23rd, 2022 to June 30th, 2023.
In addition, paid employees can withdraw housing provident fund from family members (parents and children) when they buy new commercial housing in Lu 'an. The newly-built commercial housing purchased by employees is a one-time payment, and the total withdrawal amount of family members (parents and children) living in the same life shall not exceed the total purchase price; When employees purchase new commercial housing for housing mortgage loans, the total withdrawal amount of their family members (parents and children) who live together shall not exceed the down payment amount recorded in the commercial housing filing contract.
If employees use housing provident fund loans to buy second-hand commercial housing, the loan period plus housing age will be adjusted from no more than 30 years to no more than 40 years.