4.35%。 Official website of Changjiang Bank shows that the second mortgage interest rate of Changjiang Bank is also implemented according to the commercial loan interest rate of the same grade stipulated by the People's Bank of China. By June 2023, the loan interest rate on 10 will be 4.35%. Changjiang Bank is a developing small commercial bank, and it is the third city commercial bank in Jiangsu Province after Jiangsu Bank and Nanjing Bank. Its head office is located in Jingjiang City, Jiangsu Province, a port city in the middle of the Yangtze River Delta with developed economy.