When a company borrows money from a bank, it usually pays interest quarterly, and the amount of interest paid each quarter is different, because the bank calculates interest on a daily basis, including 90 days, 9/kloc-0 days and 92 days. Specifically, the bank will calculate the interest of March, June, September and 20th of 65438+February according to the number of days in the quarter, and deduct the interest from your company's deposit account on 20th of June, June, September and February.

Specific calculation:

1 For example, in June this year 1, the number of days until March 20th this year is 79 days (28 days in February). The interest payable on February 2 1 day is: 2000000 * (6.56%/360 * 79) = 20.

2. Every second quarter (March 21-June 20), the number of days is 92, and the interest payable is:

2000000 * (6.56%/360 * 92) = 33528.89 yuan.

When the unit accrues loan interest on a monthly basis, it can be calculated according to the above method according to the number of days in the accrual month.