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Can I get a loan from a member who has already made a loan?
Open loan members can borrow money. The loan is a quick loan product developed and operated by Shenzhen Wan Hui Financial Services Co., Ltd., a subsidiary of Wanhui PPmoney Group. Relying on the risk management and control system of big data, we will provide cash loan services with low threshold, simple application and flexible cycle for users who urgently need money. Users can quickly complete the whole process operations such as borrowing and repayment through the mobile APP.

First, members who have opened loans can borrow.

The line activated by the loan opening member is the credit line, and the credit line is not equal to the final payment line. After obtaining the credit line, the user can submit a loan application, but the system will also review the user. If the audit fails, the money cannot be borrowed smoothly. Therefore, the user's credit qualification is submitted very poorly, and even if the member is opened, the money will not be borrowed in the end. Moreover, the opening of members can only activate the quota, which belongs to the pre-loan fee, and only informal loans will charge the pre-loan fee.

Second, the opening of the loan platform.

If you are not a member of the customer loan platform and apply for a loan as a member, you can certainly borrow money. Perhaps the membership system can increase the probability of loan approval to a certain extent, but the success ultimately depends on the comprehensive evaluation results of the system. Only when the comprehensive evaluation of the system is up to standard can customers get loans smoothly. And if the customer's credit is not good and the system's comprehensive score is insufficient, even if the member is opened, I am afraid it is difficult to borrow the next one. In fact, the role of lending platform members is more to provide some interest relief, deferred repayment services and so on. We also need to pay attention to the fact that some platforms that do not hold financial licenses and are not very formal will deliberately guide customers to open members under the banner of successful member borrowing, and then make profits by charging membership fees. After that, if the customer fails to borrow, the membership fee will not be refunded.

To sum up, customers don't have to believe it easily. After being cheated, you can collect relevant evidence and report the loan platform to China Internet Finance Association or the local CBRC.