How to apply for real estate license when buying a house with a loan
1. First of all, it is necessary to determine whether the developer has made initial registration, which is a necessary prerequisite for the developer to handle the real estate license himself. According to the relevant provisions of Article 34 of the Measures for the Administration of Commercial Housing Sales, real estate developers shall, within 60 days from the date of delivery of houses, submit the materials required for the registration of house ownership to the real estate authorities where the houses are located. Usually, the time required for the initial registration by the competent authorities varies from 20 days to 60 days. Therefore, it is necessary to ask the developer about the initial registration two to three months after the house is brought in, or to inquire about the local real estate transaction information website. In order to ensure their own interests, the time limit for the developer to handle the initial registration should be stipulated in the purchase contract, especially the post-time limit for the developer to handle the initial registration and the "timely notification obligation" after the registration is completed, and the liability for compensation should be clearly defined.
2. Go to the management department to get the application form for housing (land) ownership registration, which needs to be signed and sealed by the developer after completion. Some developers will have ready-made stamp forms in their hands, and just go to the developers to get them and fill them out. You can ask the developer in advance in which department the real estate license should be handled, and then directly consult the department, saving the pain of running around.
3. Take the mapping (table) as an example, because the mapping table is an important basis for the registration department to determine the area marked on the real estate license, it is one of the necessary materials. You can apply to the housing area measuring station designated by the developer and get the surveying and mapping table, or you can go directly to the developer with your ID card and apply to the registration department for surveying and mapping the housing area.
4. Get the relevant documents. When you ask the relevant departments in front, you must specify which necessary application documents you need to get and complete them at one time. These documents include the purchase contract, the house settlement form and the copy of the big house property certificate. The completed application form needs to be reviewed and sealed by the developer.
5. Pay the public maintenance fund and deed tax. The public * * * maintenance fund is generally collected by the community office in the area where the property is located. In some cities, public maintenance funds have been collected by banks. Regarding the payment method, you can ask the staff in the developer's office. It should be noted that the payment voucher must be kept whether it is collected by the community office or by the bank. The payment voucher of these two funds is a necessary document for handling the real estate license. Once lost, it will affect the acquisition of the real estate license.
6. Submit application materials, mainly including the following contents: (1) sealed application form; (2) Housing sales contract; (3) Confirmation letters of the buyers and sellers who signed the pre-sale contract on the house number, the measured area of the house and the settlement of the house price; (4) Surveying and mapping table, house registration form and household registration book in duplicate; (5) Special receipts for special maintenance funds; (6) Deed tax payment or exemption certificate; (7) the identity certificate of the buyer (copy of the original inspection); (8) Submission agreement for some houses; (9) The bank's prepayment certificate.
7. If you want to get the real estate license according to the specified time, you must keep the license notice given by the management department and get the real estate license according to the time notified above. In addition, when paying stamp duty, property registration fee and production fee, we should carefully check the records of the real estate license, especially the important information such as area, location, owner's name and ownership status.