Current location - Loan Platform Complete Network - Bank loan - Before buying a house, it depends on what certificates the developer has.
Before buying a house, it depends on what certificates the developer has.
Before buying a house, you should look at the developer's construction land planning permit, construction project planning permit, state-owned land use permit, construction permit, commercial housing pre-sale permit or commercial housing sales permit. In addition to these documents, when buying a house, it depends on the business license of the developer. For property buyers, it is necessary to check these documents before buying a house, because it can know whether the developer sells the house legally. In addition, the quality of the developer's house can also be judged through these documents. Incomplete documents are illegal sales, so you can't buy them naturally.

What do you need to know before buying a house?

What you need to know before buying a house is:

1, find out whether the developer has five certificates, and only a house with five certificates will be safer and more reliable.

2, understand the environment of the community, such as the plot ratio of the community, the smaller the value, the better.

3. pay attention to the floor and apartment you choose, which can be written in the real estate transaction contract.

4, but also to understand the specific price of real estate, the price of each house is different, are a one-price model, the specific price should be written in the contract.

5. It is also necessary to stipulate the situation of breach of contract and the solution of compensation.

6. Know your own credit information, especially the buyers who need loans.

Do I need to pay off all my debts before buying a house?

If you buy a house in full, you don't need to pay off all your debts, but if you buy a house with a loan, you really need to pay off your previous debts. However, when banks generally approve loans, they will mainly make a comprehensive evaluation of personal credit information and personal economic income, as well as the bank's running water, and finally decide whether to lend.