What do you need to know before buying a house?
What you need to know before buying a house is:
1, find out whether the developer has five certificates, and only a house with five certificates will be safer and more reliable.
2, understand the environment of the community, such as the plot ratio of the community, the smaller the value, the better.
3. pay attention to the floor and apartment you choose, which can be written in the real estate transaction contract.
4, but also to understand the specific price of real estate, the price of each house is different, are a one-price model, the specific price should be written in the contract.
5. It is also necessary to stipulate the situation of breach of contract and the solution of compensation.
6. Know your own credit information, especially the buyers who need loans.
Do I need to pay off all my debts before buying a house?
If you buy a house in full, you don't need to pay off all your debts, but if you buy a house with a loan, you really need to pay off your previous debts. However, when banks generally approve loans, they will mainly make a comprehensive evaluation of personal credit information and personal economic income, as well as the bank's running water, and finally decide whether to lend.