Otherwise, it is likely to bear the penalty interest and late payment fees caused by overdue, and even cause unnecessary legal disputes, which is not worth the candle.

You can prevent the bank from taking back the loan by the following circumstances

1. Maintain good capital flow with the lending bank. Generally speaking, the running water that can reflect the operating characteristics is the first choice for banks, such as daily income and expenditure, deposits and so on. These details, which are usually easily overlooked by everyone, can actually play an extremely important role in applying for loans or renewing loans. Therefore, in the daily operation process, we need to increase the planning of running water, and of course, the most important thing is to be legal and compliant.

2. Maintain personal credit information. The importance of credit investigation is self-evident. In addition to not being overdue in daily life, it is also important to maintain reasonable debts. In particular, it should be remembered that it is necessary to contact the lending bank in time when major events occur, including the failure of large-scale litigation, so as to avoid leaving a major bad record on the credit report.

3. Maintain the normal operation of the enterprise. First of all, when enterprises use websites such as Tianyancha to make inquiries, they should not only have a proper amount of running water, but also be in a normal operating state. In addition, when applying for a loan, don't trust too much some opportunistic methods to whitewash the normal operation of the enterprise. Such a move actually laid a hidden danger for post-loan management.