You know, every time you apply for a loan, you basically have to check your credit. When there are too many credit inquiries, it is easy to turn your credit information into flowers, which makes it very difficult for borrowers to apply for loans in the future, or even be refused loans directly. Can I still apply for a loan if I apply for a loan too many times? How to apply?

1. If the borrower applies for a loan too many times. The credit information has obviously changed. It is recommended that you do not apply for other credit products in the past three years. Try to spend by credit card, repay on time and accumulate a good credit record. It is most appropriate to apply for a loan after the credit information is raised.

2. When applying for a loan. Don't choose multiple loan products to apply for a loan at one time. Try to apply for a loan on the same loan platform, which will greatly increase your loan amount, reduce the loan interest rate, and the number of credit inquiries will be relatively less.

3. If your credit information is expensive. Lending institutions feel that your loan is risky, and borrowers can try to settle some loans in advance and prove their repayment ability by reducing the debt ratio under their names.

In addition, borrowers can also try to apply for mortgage loans and secured loans, which are generally not as strict as credit loans and are easier to pass loan approval. I hope the answer will help you.