Now all major banks have loan products specially designed for small and micro enterprises, including China Construction Bank. Small and micro fast loans of China Construction Bank are specifically aimed at small and micro enterprises. However, the initial credit line of CCB's small and micro fast loans is often not very high, which may not meet all the loan needs of everyone. Here, I would like to share with you the experience of CCB's small and micro fast loans, hoping to help you increase the credit line as soon as possible.

According to the past experience, the more effective ways to increase the quota are: opening a running account, keeping a good loan record, increasing the financial assets of CCB and replenishing collateral.

1. Open a current account.

If you want to increase the small and micro fast loan quota of CCB, then you should open an ordinary fund running account in CCB. As long as everyone can ensure the steady growth of CCB's capital flow account, it is not difficult to increase the quota.

2. Keep a good loan record.

After obtaining the credit of small and micro fast loans from CCB, everyone can start lending from a limited credit line and gradually accumulate loan records. As long as everyone's loan demand is stable and the repayment record is good, CCB's small and micro fast loan quota will further increase.

3. Increase the financial assets of CCB.

When determining the credit line, the borrower's financial assets in CCB will be considered. Therefore, everyone should deposit the idle funds not used by enterprises into the Construction Bank.

Step 4 replenish collateral

According to the previous operation, if the borrower can provide CCB with more valuable collateral, the withdrawal speed will be significantly faster.

The above is the experience of CCB's small and micro fast loan, and I hope it will be useful to you.