Current location - Loan Platform Complete Network - Bank loan - May I ask for a loan of 69,800 Emgrand 1.5L EC7- Super Yue Edition for 20 years?
May I ask for a loan of 69,800 Emgrand 1.5L EC7- Super Yue Edition for 20 years?
Full car purchase: the total price is about 865,438+0.2 million yuan.

Naked car price: 69,800 yuan

New car purchase tax: 5966 yuan

Auto insurance: 4702 yuan

Vehicle and vessel use tax 245 yuan

Vehicle inspection and registration fee: 500 yuan.

Total price: 8 1, 2 13 yuan.

The monthly payment is about 150 1 yuan (3 years).

Down payment 32400+ insurance deposit 3000+ financial service fee 2000= down payment 37400.

If you have a guarantee, such as a local house or a serious work unit, and your stable income exceeds 3 100, it is easier to get a loan.

Simply put, a job like a real estate agent may be more difficult to get a loan. Whether it is an auto financing company or a bank, the risk is relatively high, so the loan may require false certificates or driving loans from others and units.