You can apply for a bank mortgage loan for a house, but you must meet some conditions before you can apply for a loan. For example, a natural person over 18 and under 60 has full capacity for civil conduct, stable occupation and income, good credit, repayment ability and other conditions stipulated by the bank. Legal basis: Article 32 of the Measures for the Administration of Urban Real Estate Mortgage shall submit the following documents to the registration authority for the registration of real estate mortgage: (1) the identity certificate or legal person qualification certificate of the mortgage party; (2) An application for mortgage registration; (3) mortgage contract; (4) * * If there is a house, * * * certificates such as state-owned land use right certificate, house ownership certificate or real estate certificate and house ownership certificate agreed to be mortgaged must also be submitted; (5) Documents and evidential materials that can prove that the mortgagor has the right to establish mortgage; (6) Information that can prove the value of the mortgaged real estate; (7) Other documents deemed necessary by the registration authority.