Explain in detail:

1. overdue loans: the borrower has faced 16 overdue loans, each overdue for 300 days.

2. Inability to repay: At present, borrowers are unable to repay these overdue loans.

3. High interest rate: Another problem that bothers borrowers is that the original loan amount is only one, but now the interest has accumulated very high due to the impact of interest rolling.

Summary:

To sum up, the borrower is faced with 16 overdue loans, each of which has exceeded 300 days, and the interest is getting higher and higher as time goes by. At present, borrowers are unable to repay these loans.

Extended data:

-Rolling interest: refers to the interest generated by overdue loans will be added to the principal to form a new principal, and then a new round of interest will be calculated, resulting in an exponential increase in interest.

-Impact of overdue loans on credit: The borrower's overdue loans will have a serious negative impact on personal credit records, which may lead to a decline in credit rating and make it difficult to obtain other loans or credit products.

-Properly solve overdue problems: borrowers should actively communicate with lending institutions and find solutions as soon as possible, such as delaying repayment, partial repayment or rescheduling repayment. At the same time, borrowers can also consult professional financial consultants or legal aid agencies for help.

Supplementary information:

In this case, the borrower's credit may be damaged and may face legal risks. Borrowers should take action as soon as possible and negotiate solutions with lending institutions to avoid similar problems from happening again.