Matching principal and interest method: loan principal: 100000, assuming annual interest rate: 4.750% and loan term: 3 years; Monthly repayment amount of principal and interest: 2985.88 yuan, total repayment amount of principal and interest: 10749 1.68 yuan, * * interest payable:. The interest paid in 1 month is: 395.83; The first 1 month principal repayment amount is: 2590.05; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)
Two, the loan is 654.38+ three thousand years, how much should I pay back every month?
If you borrow from China Merchants Bank, the specific monthly payment depends on your loan execution interest rate and repayment method. You can borrow money from China Merchants Bank official website or Mobile Banking for trial calculation, and the trial results are for reference only.
Mobile banking: log in to mobile banking and click My-All-Assistant-Financial Calculator-Loan Calculator;
China merchants bank home page: financial instruments-personal loan calculator is in the middle of the home page.
Enter the loan amount, annual interest rate, loan term, repayment method and other information, and try to calculate the monthly loan amount and interest.