Current location - Loan Platform Complete Network - Bank loan - Is there a mortgage service fee for second-hand houses?
Is there a mortgage service fee for second-hand houses?
Second-hand houses have mortgage service fees, which mainly include the following eight aspects: 1. Housing investigation fees: each certificate is 9 yuan, which will be collected by the Housing Authority. 2. House appraisal fee: the appraisal price ×.5%, which will be collected by the appraisal company. If no evaluation report is required, only the initial evaluation fee of 3 yuan will be charged. 3. Mortgage agency fee: the service fee charged directly by the mortgage company, the standard is the loan amount ×1% to 1.5%, and the standards implemented by different mortgage companies are different, generally 1% or 1.2% of the loan amount. 4. Loan insurance premium: loan amount ×1.2×.1%× loan period, which is collected by the insurance company. The maximum mortgage period of second-hand housing is 2 years. 5. Notarial fee for loan contract: 3 yuan for each case. 6. Notarial fee for sub-mortgage contract agreement: 3 yuan for each case. 7. Transaction entrustment notarization fee: 2 yuan for each case. 8. Agency fee for bank provident fund: each case is 5 yuan, which will be charged by the corresponding bank.