1. The consequences of the repayment of the student-assisted loans overdue are as follows: for the student-assisted loans overdue, the bank will charge a penalty interest according to the actual overdue amount and overdue days, and the penalty interest rate is 130% of the normal loan interest rate. Banks will publish information about students who break the contract in the news media and on the Internet. In the central bank's personal credit information system, overdue repayment will be included, which will affect future applications for housing loans, auto loans and credit cards. Therefore, after applying for a student loan from the source, the borrower must remember to repay it on time, otherwise it will bring him a lot of unnecessary trouble. The national student loan is an important measure. Under the condition of socialist market economy, the CPC Central Committee and the State Council have improved the financial aid policy system, and colleges and universities have used financial means to increase the financial aid for students from poor families in colleges and universities.
2. The national student loan is a bank loan led by the government and subsidized by the Ministry of Finance, which is jointly issued to banks by the Ministry of Finance and universities as a certain risk compensation, and is jointly operated by banks. Education administrative departments and institutions of higher learning give special support to students with financial difficulties. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. Loan students apply for loans from the bank through the school to make up for the shortage of various expenses during their school days and repay them in installments after graduation. The Development Bank will increase student loans by more than 654.38+0.2 billion yuan. There are four main forms of loans: national student loans; Student-origin credit student loan; Interest-free loans issued by universities to students with state financial funds; General business student loan. Among them, the national student loan is the largest in strength and scale, and it is the main content of student loan. Public full-time institutions of higher learning should actively implement the national student loan policy and handle the national student loan with cooperative banks for college students with financial difficulties. In addition, some private colleges and universities implement national student loans. Students should pay attention to the relevant instructions on the school enrollment brochure or admission notice.