1. Look at the annual family income: Most good friends who buy a new house personally think that they are planning for the business at home, so they can also consider the annual family income in the process of handling the loan procedures and choosing the loan term;

2, look at the age of the house: if you buy a second-hand house, the loan period is not as long as the user chooses, and the length of the loan period is also related to the age of the house;

3. Look at the age of the buyer: the age of the buyer is the same as that of the second-hand house, which will affect the loan period, so individuals must also consider their own age when choosing the loan period.

The above is how to choose the loan term.

Introduction of loan term

The loan term refers to the time when the lender lends the money to the lender until the loan is recovered. The loan term is the specific use term of the loan by the lender.

1. Lenders can allocate loans in a scientific and standardized manner according to the length of the loan period, so as to ensure the safety factor and benefit of inter-bank business;

2. Lenders can apply for loans according to the loan term, make good use of the loans during the period, and strive for greater economic benefits.

This paper is mainly about how to choose the relevant knowledge points of loan term, and the content is for reference only.