Many banking institutions have invoice loan business. Take Wangxin Bank as an example, the conditions for applying for invoice loan are: the company has been established for one year, has a billing record of 15 months, and can apply if the total annual billing amount reaches 200,000, so it can apply for 530,000 billing a year.

In addition to Wangxin Bank, Weizhong Bank, Shanghai Pudong Development Bank, Ping An Bank and other banking institutions also have invoice loan business, but the application conditions of each bank are different.