Loan repayment interest needs to be calculated according to repayment method, loan interest rate, loan principal and loan term. Because you don't know your repayment method, you can only calculate directly according to the meaning of the question.

If the loan is 654.38 million yuan and the repayment period is 4 years (that is, 48 months), the theoretical monthly repayment principal is: 100000÷48=2083.33 yuan;

If the monthly interest rate is 0.36%, the monthly interest rate is: 100000*0.36%=360 yuan, and the total interest for 48 months is: 360*48= 17280 yuan;

Monthly repayment amount = monthly repayment principal+monthly interest =2083.33+360=2443.33 (yuan).

Tips:

1. The above information is for reference only, and no suggestions are made.

2. Lending is risky, so the choice should be cautious. If you need funds, you can also consider borrowing from Ping An Bank. Ping An Bank has launched a variety of loan products, with different loan requirements, interest rates and handling procedures. Among them, the new one-loan credit loan is unsecured, unsecured, simple in procedures and fast in approval, with a quota of 300,000-500,000, and the age requirement is 23-55 years old. You can log in to Ping An Pocket Bank APP- Home-Loan to find out and try to apply.

Reply time: 202 1-06-08. Please refer to the latest business changes announced by Ping An Bank in official website.

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