It is related to interest rate, principal and years. Take 200,000 suites 20 years ago as an example \x0d\ The bank loan interest rate is comprehensively evaluated according to the credit status of the loan, and the loan interest rate level is determined according to the credit status, collateral and national policy (whether it is the first suite or not). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1, due to lack of funds and other reasons. Since 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 20 1 1 year. The interest rate over five years is 7.05%, and the monthly interest rate is 7.05%/12 \ x0d \ 2010 years (120 months). Monthly repayment amount: \ x0. 200000 * 7.05%/ 12 * ( 1+7.05%/ 12) 120/[( 1+7.05%/ 12).