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I originally wrote Social Insurance in Recent 500 Years. Please read it carefully during your busy schedule.
Residents who are nearly half a year old can participate in social insurance in their personal capacity, and apply for insurance at the social security center with their household registration book and ID card.
First, the payment base:
The payment base is 60%-300% (40%-300% in some places) of the average monthly salary of employees in the province where the insured person is located, and it is paid monthly.
Second, the proportion of individual insurance contributions:
1. Old-age insurance premium: 20% paid by individuals.
2. Medical insurance premium: individuals pay 5%.
Three, two conditions for receiving social security pension:
1. The payment period of the insured exceeds 15 years;
2. The insured reaches the statutory retirement age.
Note: When the insured reaches the legal retirement age and the payment period is less than 15, he should continue to pay to 15, that is, he can receive the pension after reaching the retirement age.
Four, three factors affecting the amount of pension:
1. When retiring, the average monthly salary of employees in the province last year (the average salary in the province is increasing every year, and the pension level is increasing year by year. So the later you retire, the more pensions you have);
2. My payment period (the longer the payment period, the more the pension);
3. Personal account amount (the more contributions, the more pensions).
Five, medical insurance benefits are divided into three:
1. Medical insurance for general diseases:
A. outpatient expenses cannot be reimbursed.
B. About 80% of hospitalization expenses will be reimbursed, and about 20% will be borne by individuals. The maximum reimbursement amount is tens of thousands of yuan.
2. Chronic disease outpatient medical insurance: outpatient expenses can be reimbursed, and the reimbursement ratio is the same as above.
3. Hospitalization medical insurance for serious illness: the reimbursement ratio of hospitalization expenses is the same as above. The maximum reimbursement amount100000 yuan or more.
For details, please contact the labor security telephone number 12333.