1. What is Taobao loan and how to apply for order loan
What is Taobao loan? Taobao Loan is a financing product for Taobao sellers operated by Alibaba Finance. It aims to help many small businesses and entrepreneurs solve financing difficulties through the Internet and digital operation models, promote their independent entrepreneurship, promote enterprise development, and create more jobs. Chance. Taobao loan service is designed to help Taobao store owners solve financing difficulties. What is an order loan? Order loan is one of the products of Taobao loan. Its main service targets are Taobao sellers. As long as the Taobao seller meets certain conditions and the seller currently has a qualified "seller has shipped" order, you can apply for Taobao order loan. , successfully applied loans will be directly disbursed to the personal Alipay account of the loan applicant. How to apply for an order loan? The order loan operation is simple and you can easily get the loan in just 2 steps. 1) Fill in the loan information: In this step, you can choose whether you want an automatic loan according to your needs. After filling in all the personal information, go to the next step. A. Uncheck "Automatically apply for a loan": apply only this time. B. Check "Automatically apply for a loan": that is, you choose the system to automatically apply for a loan. In the next 60 days, we will help you apply for a loan every day (subject to the system review result on that day). 2) Confirm the loan content: In this step, you can refer to the maximum loan amount displayed on the page and enter the amount of funds you actually need; after confirming the loan contract and entering the Alipay password, it usually takes 3 minutes for the funds to be approved by us. will be credited to your Alipay account. Note: If you choose "Automatically apply for a loan", the system will automatically apply for an order loan for you in the next 60 days. You do not need to do it manually. You only need to check whether there are funds in your Alipay account every day. If you want to cancel, you can also go to the personal management page to operate "Stop Automatic Loan".
2. What does Taobao’s order loan mean?
Taobao’s order loan is a financial service launched by Taobao for sellers. If the seller applies for this type of loan, the relevant amount of the loan can be directly given to the seller by Taobao, and then the seller receives the payment for the goods. When the payment is made, Taobao will directly deduct it as repayment, and a part of the interest will also be paid. To apply for a loan, you must meet at least the following conditions: the store has been operating for one month, abides by Taobao and Alipay rules, operates honestly, has no record of credit fraud, and has no bad credit record (including but not limited to Alibaba, Taobao, Alipay, and banks) . The entrance to the service is in the financial services on the left side of My Taobao Seller Center.
3. What are the application conditions for Taobao order loans?
When Taobao reviews order loans, it also evaluates the seller's business conditions, credit issues, return issues, etc. Within the scope of Taobao, each is a factor that may affect the success of a loan.
4. What does Taobao loan mean?
Taobao loan:
Taobao loan service aims to solve the financing difficulties of Taobao store owners; order loan is one of the products of Taobao loan 1. The main service targets are Taobao sellers. As long as the seller currently has a "seller has shipped" order, he can apply for a loan, and the loan obtained will be directly issued to the seller's Alipay account. Taobao loans are funded by Zhejiang Alibaba Co., Ltd., which is controlled by Alibaba Group. Credit loans have just been launched, and you can apply based only on the reputation of your Taobao store.