White gold and silver loans are not reliable, and WeChat official accounts and app store are not available. According to users who have used platinum silver loans, platinum silver loans not only have high interest, but also need to charge a loan fee of 7% of the principal.

In recent years, there have been many bad reviews and complaints about platinum and silver loans: for example,

(1) In order to speed up the loan review, the merchant asked the customer to open a member, but after the opening, the customer could not lend money, saying that the review failed and the customer's request for a refund was rejected;

(2) According to the loan prompt of Platinum Bank, all the information was filled in, but the loan was not provided, which does not mean that the audit passed or failed. Instead, he jumped out of the prompt box and matched the user with another loan software, maliciously stealing user information and fabricating false information. As can be seen from the above example, the loan from Platinum Bank is not reliable.

1. Selection of loan app

The online loan app is reliable, and of course it is not reliable. When choosing a loan app, priority should be given to the products of bank online app, followed by the online loan products of large Internet giants. If allowed, it is recommended to find professionals to apply for offline bank loans, which will be more reliable.

2. Other banks apply loan products.

1. Ping An Bank Jinling Tong:

Jinlingtong is an online credit loan product of Ping An Bank. This product can be operated online on Ping An Bank app. Jinlingtong is a loan product based on Ping An Bank's IC debit card with gold card level or above, combined with personal credit qualification, without guarantee or mortgage. At present, the credit line of Jin Lingtong is1~ 300,000 yuan, and a customer can only have one credit line of Jin Lingtong.

2. ICBC Financial Electronic Loan:

ICBC can provide loans as low as 600 yuan and as high as 800,000 yuan, with a service life of up to 5 years.

3. Bank of Communications enjoys loans:

Bank of Communications enjoys a pure credit loan, the amount of which depends on the borrower's situation, and the repayment period is generally between 3-24 installments.

4. Electronic loan of China Merchants Bank

E-loan of China Merchants Bank is a bank credit loan product specially provided for credit card users of China Merchants Bank. Its loanable amount can reach 300,000, and it can be repaid with the loan, and the lending speed is also very fast.

Operating environment: iphone1114.7 wechat 8.0. 16 China merchants bank e-loan 8.5.0.