Many people borrow online loans because of lack of life. There is still a difference between online loans and bank loans. Many online loans do not need to look at personal credit information. Today, let's take a look at the top ten formal online loans that don't look at credit information.
1, money shopkeeper
The amount is between 1000- 10000 yuan, and the repayment time is 7-30 days, but the cashier's interest will be higher.
Step 2 borrow money
The loan app of Rongchuang Chuangfu Business Consultant (Beijing) Co., Ltd. can provide users with a small loan of 500- 1000 yuan with interest of 0.658% per day.
3. Renren Loan
P2P lending information intermediary service platform was established in China early, covering more than 2,000 areas in China. Upon completion, a credit line of 65,438+0,000-65,438+0,000,000 will be obtained.
4. Online payment
The online cash withdrawal amount is between 200-2000 yuan. Although the amount is relatively low, there is no need to check credit, so many people in need can get loans.
5. Borrowing at the speed of light
Similarly, as a regular online loan app that does not look at credit information, the loan amount is only 500- 1000 yuan, the repayment period is only 7- 14 days, and the interest is only 0.05% per day.
Borrow some flowers
The loan amount of 5 1 is the same as that of light speed loan, ranging from 500- 1000 yuan, and the repayment period is only 7- 14 days, but the interest should be repaid with high energy.
7, lightning turnover
A pure online loan vertical platform in China is committed to providing loan services for office workers. The loan amount is 500- 1000 yuan, and the interest is relatively low, with a monthly interest rate of 0.86%.
8, the era of small trees
A financial service platform focusing on young people's consumption can get a quota of 3000-8000 yuan without checking credit information.
9. borrow money
The loan amount for money is100-3,000 yuan, and its interest will be a little higher than the previous loan app, reaching 1- 12% per month.
10, sec
Second loan is also one of the top ten regular online loan apps that don't look at credit information. Through it, you can get a line of1000-3,000 yuan, with annual interest of 10%.
A large number of online loans that must be spent on credit reporting.
In life, many people spend their credit information, that is, what we call bad credit information, and normal bank lending is definitely not good. Smart online loans will be used at this time, so today we will take a look at those large online loans that must be spent on credit reporting.
1, recruit a good term loan
The consumer loan products of Zhaolian Finance, with a quota of 200,000 yuan and a daily interest rate of 0.029%, can be repaid as you borrow. Alipay users aged 18-50 with a sesame score of 550 can apply.
2. Microfinance
The online lending platform of Weizhong Bank adopts the user invitation system, and not everyone can apply. The limit is 300,000 yuan, and the general limit is about1~ 50,000 yuan, and it can be borrowed for 20 periods.
3.JD.COM gold bars
Jingdong Finance's cash loan products can also be regarded as a large platform, and credit information can also be borrowed. As long as JD.COM white stripes are used frequently, Xiaobai's credit score is high, which is basically no problem.
4. Sorry
Everyone has used Alipay, which is also a relatively large platform, with a quota of 200,000, generally 654.38+00,000. As long as the repayment is good and not overdue, you can also borrow some money for credit investigation.
The application was too frequent, and no overdue online loan was rejected.
Loans are very common in our lives, such as bank loans and online loans. At present, there are many online lending platforms, and many people have borrowed money from many platforms, so there will be problems of too frequent applications and no overdue loans. Let's take a closer look at this problem.
How can friends who often borrow online loans control the frequency of applying for online loans to avoid entering the blacklist of online loans? Usually, it is safer to apply for online loans less than five times a month. If the number of applications exceeds 10 in a month, it may be blacklisted by online loans, which will greatly affect the next repayment rate.
Here, Bian Xiao would also like to remind everyone that for this kind of online loan with a loan term of 7 days and 14 days, the number of applications is only 3 times a week, otherwise it will easily be judged as a high-risk customer.
Some netizens listened to the articles flooding the Internet. They think that online lending big data is cleaned up once every few months. Many people think that the bad history will disappear in a few months as long as all the arrears are paid. They just need to wait for big data updates to be washed away.
The storage period of online loan big data for application records is still quite long, and it will not be cleared once every three months as rumored on the Internet.