What I want to ask is: "Can those who do not have a credit card and are poor households apply for a student loan?" In this case, you can apply for a student loan.

Applying for a student loan does not require setting up a file and setting up a card. As long as the family has difficulties and cannot afford the tuition, anyone can apply, and the student loan is interest-free while the student is studying.

The National Student Loan is an initiative adopted by the Party Central Committee and the State Council under the conditions of the socialist market economy to use financial means to improve my country’s general college funding policy system and increase funding for students from poor families in general colleges and universities. major measures. Borrowing students apply for loans from banks through their schools to make up for the shortfall in tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation.