I can understand your present situation. Let me share my experience after the failure of starting a business. 20 1 1 year, started his business at the age of 24 and opened a processing factory. After my inexperience and cash flow difficulties, my partner left, and I left alone, raising more than 10 workers. I lost for half a year! After borrowing money to settle workers' wages, they were heavily in debt, owing more than 300 thousand. On the day the business failed, I paid a salary to an aunt who cooked. She moved me to tears. That's when I cried in front of strangers. I was in arrears with my salary for several months. She said, I don't want Xiao Wang's salary. I am surprised! Think about what will happen and say, I understand your difficulty, young man. I'll pay you if you have money, and you can invite me back to cook if you have the skill! I was crying to settle someone else's salary and wanted to talk to her privately, but she left silently!
Walking all the way, I remembered what my aunt said. I don't think we can give up. There are many hypotheses. At that time, it was assumed that more than 300,000 people bought a house in the suburbs of Shenzhen for a down payment. At that time, the house price in the suburbs of Shenzhen was around 7000! I can make millions now. Young people always take chances, thinking that they will make money in the future and pay it off in one lump sum.
Later, I worked hard to send a courier, set up a stall and barbecue. Fortunately, I stayed with my wife and silently supported me. The debt has been paid off at present! I bought a blank in Huizhou, and I believe I will cherish it more and work harder in the future! Of course, I still firmly believe that one day I will succeed!
According to personal experience sharing, I think we should not collapse first, keep calm and analyze our current situation, and think about how to pay off debts.
First, classify your own debts, such as financial debts, relatives and friends debts and social debts.
Divide debts into ABC categories, in which category A must be repaid, category B can repay the minimum standard, and category C can be repaid later. For example, bank loan debt can be repaid to the minimum standard, so don't expect or not repay it, which will affect your credit value; Relatives and friends, promise to return it whenever possible, and try to return it, so it is not difficult to borrow it again. There are some relatives and friends who have a good relationship with you, and they are not in a hurry to use money now. Explain your situation to him, and this can be returned later.
In view of the above situation, after analysis and communication, we will make a repayment plan, when to repay whose money and when to expect to repay it. Be sure to make a repayment plan, and it is best to mark the repayment date of the payer on the bedside wall, so that you can see it first thing when you get up every day, which will stimulate you to work hard every day and achieve the repayment goal.
Of course, there are many ways to make money in today's society, as long as you are willing to bear hardships, such as running errands part-time, making videos, opening Didi and so on. Maximize the use of daily time, improve the rate of making money, and then save food, housing and transportation.
Do as I say, and you can pay off 500,000 debts in two or three years. People's potential is infinite, and sometimes they are forced out. It's no big deal, as long as people are alive, everything is nothing.
Hello, everyone, I am Barley, a post-80s mobile Internet entrepreneur. Pay attention to me, and I will often share the latest dry goods and experiences.
I am in debt of 280,000, ranging from 2 million to 480,000, and now I am in debt of 280,000. It's been two years. More than 700 days and nights are also very difficult.
First, most of what I owe is a credit card. Thinking about where to return the card every day takes up most of my energy and I have no time to do other things. Later, I used a payment software to free up some energy. But also to avoid overdue dishonesty, the most embarrassing thing is dishonesty, which will affect the future of future generations.
Second, then, while you have plenty of food and clothing at work, you can earn dozens to more than 100 yuan a day by deleting bad reviews.
Third, make a fuss and share, and earn dozens a day.
Fourthly, I started interest classes in villages and towns, which is my main source now.
If you want to continue your life, you must have the energy to earn money.
Can join our team.
I feel sad!
People who can be in debt of 500 thousand are not simple people. As long as you can stand loneliness and seize the opportunity, you will definitely turn over. But if the mortgage is 500,000 yuan, then you can only do your job with peace of mind, don't think about it, or the down payment may be wasted.
You are in debt of 500 thousand and have no financing ability, but you can't earn so much money by working. There is only one way for you to start a business, that is, find a good way to make money, set up a project, and then attract people to invest in partnership. You take performance shares, others pay, and you contribute. Empty gloves and white wolves are your only way out.
I want to ask you how you got into debt.
If you run in debt, I believe you will get out of trouble, and 500 thousand will let you learn the sense of failure that others have not experienced! There are more failures than others! Let us know that we should work hard in the future!
There is money if there is a project.
If you don't have a good investment project and don't know what to do, and find a project that suits you, you will try your best to get the money and others will invest in you.
The problem is more general. I am an entrepreneur, trying to answer.
With a debt of 500 thousand, there is no capital for starting a business, and the salary for going to work is only three or four thousand. How will I live in the future?
There are many people who are in debt now, such as failure to start a business and early consumption, and various factors have caused great pressure on life. For some debtors, when they go to work, they don't like low salary, starting a business and having no money.
Hundreds of thousands of debts are also a big number. Whether starting a business or spending ahead of time, the classic forum on starting a business feels that it is an irrational personal choice.
Judging from your salary of three or four thousand yuan, personal ability and technical ability. , are not very high level. The level of a person's salary absolutely depends on T's personal ability. Even if the business fails, there are certain personal factors.
No matter where your personal debt comes from, it should be closely related to your personal ability. Therefore, it is the most important thing to know how to improve personal ability and enhance survival skills.
Life pressure, debt pressure. Success in starting a business can really change the current predicament quickly. However, this time is not suitable for the entrepreneurial stage; Don't say you have no money. Even if you have money, you are likely to fail again. Instead, let yourself work first, use this time to calm down, cultivate self-cultivation, reflect on yourself and make up for your shortcomings.
Of course, learning is an excellent way. You can also try to learn while working and have an epiphany.
When a person's ability reaches a high level, or is recognized by the demanders, of course, it can solve personal problems well, relieve the pressure of life, pay off debts and land successfully.
Of course, no one can deny your right to start a business again; However, it must be made clear that as a debtor, it does not have the conditions and environment for starting a business at present, because it is possible to fail again. Of course, if you feel that you are fully prepared and have mature entrepreneurial conditions, you can of course try to operate from a small mode, which can alleviate the pressure of having no money at present and get entrepreneurial opportunities.
It takes someone to solve the essence of the problem.
A debtor, if he has the ability to keep making money and keep paying back, can have a hard time! Nobody will do anything to you. Besides, how can you not pay your debts?
People are spiritual wealth and courage. People, alive, live out the spirit, spirit, natural wealth, wealth, courage, courage to face life.
That's all. I hope I can help you. Thank you for your attention and welcome comments. I am a classic forum for entrepreneurship. Welcome to read and share more entrepreneurial content.