There are many kinds of loans, one of which is listed below:

According to the risk degree of the loan, it is divided into: normal loan, concern loan, subprime loan, suspicious loan and loss loan.

A normal loan refers to a loan in which the lender can fulfill the contract and fully repay the principal on time.

Interest-related loans refer to loans that have some factors that may adversely affect the repayment, although the borrower is currently able to repay the principal and interest.

Subprime loan refers to a loan in which the borrower's repayment ability has obvious problems, and its normal operating income can no longer guarantee the full repayment of principal and interest.

Suspicious loan refers to a loan in which the lender can't repay the principal and interest in full, and even if mortgage or guarantee is implemented, it will definitely cause certain losses.

Loss loan refers to a loan whose principal and interest cannot be recovered or only a small part can be recovered after taking all possible measures and all necessary legal procedures.