Conditions for Bank of China Yinongdai personal agriculture-related loans:

1. The borrower should have certain working experience, and in principle the working experience should be no less than two years;

2. Have fixed agricultural business projects and have formed a certain business scale, accumulated certain management experience and technical level, and have relatively stable supply and marketing channels;

3. Loans for purchasing and processing agricultural products In principle, individuals should register individual industrial and commercial households, sole proprietorships, or establish limited liability companies/joint stock companies/partnerships (must be entirely funded by natural persons) in accordance with the law, and the enterprises should be approved for registration in accordance with the law;

4. According to the local market and objective conditions, if the borrower does not need to register an entity, it should hold relevant contracting agreements, entrusted acquisition contracts, agency agreements, sales agreements, cooperation agreements and other materials;

5. Bank of China has opened a settlement account or deposit account;

6. A certain proportion of self-raised funds has been raised;

7. The use of loan funds complies with the "Interim Measures for the Management of Personal Loans" and other relevant Laws and regulations and relevant management regulations of the Bank of China;

8. In principle, farmers are supported in their agricultural-related industry operations in the province, and business activities in other provinces are not supported for the time being;

9. Other Bank of China stipulated conditions.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.