Which bank will lend to Sunac in 2022: 1, and CCB will lend quickly.

Online self-help loans for individual customers in the whole process launched by CCB. Its fast credit loan amount is 1, 000-200,000 yuan, but the specific loan amount and interest rate are automatically approved by the system. After the approval is successful, the interest and principal can be paid according to the contract, and no additional fees are charged.

2. China Industrial and Commercial Bank issues e-commerce loans.

The bank's online pure credit loan products can be loaned up to 800,000 yuan, the longest loan is 3 years, and the minimum annual loan interest rate is LPR0.5%, which is updated every month and can be handled through ICBC Mobile Banking and ICBC E Life app.

3. BOC Easy Loan

The personal online consumption loan launched by China Bank is a pure credit loan with a maximum loan of 300,000 yuan. The loan line is valid for 12 months and can be recycled within a limited period. The loan interest rate is 4.35% higher than online. You can apply through mobile banking-loan-BOC e-loan.

Bank Online Lending Which banks can lend online?

With the rapid development of internet technology, the financial industry has also developed well, and the problem of loans is different from usual. Now customers can not only apply online, but also complete related loan matters online. Convenience is self-evident.

With the rapid development of Internet technology, people's lives have undergone earth-shaking changes in all aspects. In all kinds of changes, time-saving, labor-saving and convenience have become a big advantage. For loans, it is also different in peacetime. In the past, when we got a loan, everyone would prepare various procedures and go to the bank to apply for a loan in person. Now internet technology has also provided convenience services in bank loans, not only offline, but also online. It just shows that many people do not have a comprehensive understanding of bank online lending. Now, let's popularize the knowledge of bank online lending and which banks can lend online.

Bank online loan

1, object of bank loan. Generally speaking, it is the user group registered by online banking. In order to become a personal online banking customer, the applicant should bring his valid identity documents (such as ID card, military officer's card, etc.). ) and the required loan bank card to the local loan bank business outlets to apply for registration, fill in the online banking personal customer registration application form, and handle the customer certificate. For details, please consult the local loan bank outlets.

2. loan preparation. Before registering a bank online customer, you need to apply for a customer certificate. Bank cards need to have regular lump-sum deposits or regular all-in-one savings deposits. This is an online loan.

3. Loan process. First, users log in to personal online banking, then click online lending, and click Apply for a loan on the interface. Then choose the time deposit certificate as pledge, then choose all your deposit accounts or bank cards, inquire about the accounts that can be pledged, choose the time deposit certificate to be pledged, enter the loan term, sign a loan contract, apply for a loan, choose an online loan contract, enter the loan amount, and finally the loan is successful and the funds arrive.

Which banks can lend money online?

1, CCB: fast loan. Customers can apply for self-service, sign contracts online and approve in real time through electronic channels of CCB. Fast loans include fast e-loans, financing e-loans and pledge loans. The threshold of fast e-loan is that the loan amount of CCB ordinary customers ranges from 1 0,000 yuan to 50,000 yuan, and the loan amount of financial and private customers can reach 500,000 yuan. Loan life: the longest 1 year, which can be recycled. Loan interest rate: the annual interest rate is about 5.6%.

2. China Merchants Bank: lightning loan. "Lightning Loan" is a mobile Internet loan product launched by China Merchants Bank. Users can check the loan amount granted by China Merchants Bank through mobile banking, and the fastest arrival time is within 60 seconds. Loan amount: the amount of personal payroll customers is less than 300,000 yuan, and the credit amount of business owners is generally less than 200,000 yuan. Loan term: individual customers are divided into 1 year and 2 years; Business owners are divided into 1 month, 2 months, 1 year.

3. Shanghai Pudong Development Bank: Puyin Point Loan. Customers of Shanghai Pudong Development Bank. Loan amount: 2,000-300,000 yuan, loan term: the longest 1 year, and loan interest rate: the annual interest rate is about 8.28%. Features: repayment can be made in advance without any charge.

4. Guangfa Bank: E-second loan. The Internet credit products launched by China Guangfa Bank are characterized by a revolving credit line, and a five-year revolving credit line can be obtained with one application. Loan amount: 50-300,000 yuan. The annual interest rate of the loan is about 8.3%, which is suitable for the applicants: wage earners and private owners. Interest calculation method: daily interest calculation, no interest calculation without withdrawal.

The above is a brief introduction of some small knowledge of online banking loans, hoping to bring you more help. In fact, when it comes to loans, it is mainly necessary to choose appropriate loans according to your own situation. The rapid development of the Internet has both advantages and disadvantages. I hope everyone can exchange more specific knowledge about online banking loans with banking professionals, and make comprehensive, reasonable and safe loans to avoid unnecessary mistakes.

Which one is online? This online lending platform is actually a bank!

In the Internet age, applying for loans online can save a lot of time. However, unreliable online loans often bring losses to everyone. So, which one is good online? Here are a few. Those who are interested can come and have a look.

These five online websites are: Weizhong Bank, Paipai Loan, Instant Finance and Haier Consumer Finance. These five platforms have a relatively formal operating background and strong strength. Details are as follows:

Our bank

When it comes to formal loans, everyone will definitely give priority to banks. Weizhong Bank is a bank specializing in online loans, which can be provided to everyone. With their own credit, everyone can borrow money from Weizhong Bank.

Pat tape

Paipai Loan is a platform listed in the United States, which has great influence in the online loan industry. The loan amount of the auction loan is less than 200,000 yuan, there is no unknown cost, and the application materials are simple and reliable.

Ma Shang Finance

Instant Finance is an online lending platform with a formal consumer finance license, which is mainly based on mortgage and guarantee. Immediately, the amount of financial loans can reach 200,000, which is a pure online loan, which is very convenient to handle.

Haier consumer finance

Haier consumer finance is also an online platform, which not only has a consumer finance license, but also has Haier Group as the backing. Therefore, Haier consumer finance is still relatively good.

The above is the relevant information on the internet for everyone, and you can choose according to your own needs. In addition, be sure to repay the loan on time, and don't be overdue, otherwise it will cause unnecessary trouble.

Which bank can handle online loans?

The following are the conditions for applying for NetJet loan. I suggest you judge whether you can apply according to your own situation.

1. Basic conditions for applying for NetJet loan:

1. At least 18 years old and not more than 60 years old, with China nationality and full capacity for civil conduct.

2. Hold legal and valid identity documents.

3. Our e-banking customers and holders of security authentication tools issued by our bank. (At present, only second-generation K-Bao customers are supported, and Zhangyin.com Dai Jie can support K-single repayment ...)

4. The credit status is good, and the following bad credit records do not exist in the credit report:

(1) There are no overdue loans and overdue credit card overdrafts when applying for loans;

(2) There is no record of overdue for more than 30 consecutive days in the last 24 months, and the cumulative overdue times are no more than 4 times;

(3) There is no asset disposal, guarantor compensation or bad debts, and there is no record of unpaid taxes, enforcement or administrative punishment that has not been revoked;

(4) There is no state other than "normal" in the five-level classification of loans guaranteed by borrowers.

5. There is no unexpired "NetJet Loan" quota, and there is no outstanding "NetJet Loan" balance.

6 stable income, with the ability to repay credit on schedule.

7. The purpose of the loan is reasonable and clear.

Two. Special conditions for applying for online loan: In addition to the basic conditions, for different types of customers, the applicant should also meet the following conditions:

1. Mortgage customers: ① The repayment time of the related personal housing loan has exceeded 24 months (inclusive); ② The related real estate is not in the area where the house price falls, the supply exceeds demand or the non-performing rate of personal housing loans of banks is high; (3) If the relevant property is a villa or other large apartment, the borrower shall not be a private owner.

2. Provident fund customers: ① The borrower's credit report contains information on the deposit of provident fund for more than 2 years (inclusive), and the latest update date is within 6 months; ② In the borrower's credit report, there is no personal operating loan balance in our bank or other banks.

3. Social security customers: ① The borrower has social insurance deposit information for more than 2 years (inclusive) in the credit report, and the latest update date is within 6 months; ② In the borrower's credit report, there is no personal operating loan balance in our bank or other banks.

4. Payroll paying customers: ① The borrower pays more than 1 year in our bank (inclusive); (2) Customers who pay wages on their behalf must meet the access conditions of "paid loans" units; ③ In the borrower's credit report, there is no personal operating loan balance in our bank or other banks.

5. Debit card customers: ① Debit card transaction records for more than 2 years (inclusive); (2) The annual transaction flow, transaction frequency and other conditions meet the requirements; ③ In the borrower's credit report, there is no personal operating loan balance in our bank or other banks.

(Answer time: 2021April 14. In case of business change, please refer to the actual situation. )