There are three kinds of loan products that Zhongyuan Consumer Finance can provide for everyone, namely elite loan, provident fund loan, Leju loan and UnionPay commercial loan-raising money. Different loan products need different review time.
Henan Zhongyuan Consumer Finance Co., Ltd. was established on February 29th, 2006. The legal representative is Li Yulin, and its business scope includes:
Issuing personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income securities investment business; Other businesses approved by the CBRC.
Development history
Henan Zhongyuan Consumer Finance Co., Ltd. (hereinafter referred to as "Zhongyuan Consumer Finance Company") was established at the end of 20 16. It is a national non-bank financial institution approved by China Banking Regulatory Commission and initiated by Zhongyuan Bank and Shanghai Yiqian Network Information Technology Co., Ltd. ..
20 17 Up to now, the products of Zhongyuan Consumer Finance Company cover: Zhongyuan Consumer Finance app, cash withdrawal, elite loan, cash withdrawal and other products.
On February 9, 20 18, Henan Banking Regulatory Bureau approved the change of registered capital of Henan Zhongyuan Consumer Finance Co., Ltd. from 500 million yuan to 800 million yuan.
2065438+On September 30, 2009, Henan Banking Insurance Regulatory Bureau approved the registered capital of Henan Zhongyuan Consumer Finance Co., Ltd. to increase to 2 billion yuan, and introduced Huaping Investment as a new shareholder.
corporate business
Issuing personal consumption loans;
Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders;
Borrowing from domestic financial institutions;
Issuing financial bonds upon approval;
Domestic interbank lending;
Consulting and agency business related to consumer finance;
Acting as an agent to sell insurance products related to consumer loans;
Fixed income securities investment business; Other businesses approved by the CBRC.