1, Ping An Bank focuses on providing unsecured personal loans, micro loans, bank loans, auto loans, housing loans, venture loans, credit loans and unsecured loans to individuals and enterprises.

2. Ping An Bank's "new loan" is an unsecured RMB loan for personal consumption, which is specially issued to people with stable and continuous wage income, and its monthly wage income is used as the basis for judging the loan amount. No guarantee is needed, and no mortgage is needed. But to charge a certain amount of interest, the interest level should be determined according to the applicant's credit record.

3. As for the application conditions of Ping An Bank's microfinance, for Ping An New Loan, the application conditions only need to meet the following points.

1) First of all, the borrower should be between 25 and 55 years old, have a stable job and income source, and have a good credit record.

2) Personal ID card, work certificate, loan use certificate and other relevant information reflecting personal information should also be provided when applying.

3) Finally, because Ping An microfinance business is only opened in some cities, there are certain restrictions on the application location.