The amount of personal business guarantee loan shall not exceed 200,000 yuan, and the term shall not exceed 3 years; Small and micro enterprises venture guarantee loan amount does not exceed 3 million yuan, and the term does not exceed 2 years. The interest of new loans issued after 20021year, the part below lpr- 150bp, shall be borne by borrowers and small and micro enterprises, and the rest shall be subsidized by finance.