Second-hand housing funds supervision is divided into two situations, one is full payment, and the other is mortgage loan payment. The specific operation process is as follows:

(a) the second-hand housing mortgage loan, the capital supervision process is as follows:

1. The buyer and the seller sign a house purchase and sale contract, and the buyer * * * puts forward the demand for transaction fund supervision service;

2. The bank reviews the qualifications of the buyer and the seller, and signs a loan-related contract with the buyer;

3. Evaluate the real estate and determine the down payment amount according to the evaluation report;

4. The buyer pays the down payment, and the money goes directly into the fund supervision account, which is supervised by the bank. At the same time, the Buyer and the Seller sign the Agreement on Fund Supervision between the Buyer and the Seller;

5. The buyer and seller shall go through the formalities of tax payment and transfer;

6. After the transfer formalities are completed, the bank pays the down payment according to the instructions of the buyer and the seller;

7. After seeing the seller's title certificate, the bank will pay the balance to the seller.

(2) The second-hand house is paid in full, and the fund supervision process is as follows:

1. The buyer and the seller sign the second-hand house sales contract, and the buyer * * * puts forward the demand for handling the transaction fund supervision service;

2. The buyer trades in full, and the money goes directly into the fund supervision account, which is supervised by the bank. At the same time, the Buyer and the Seller sign the Agreement on Fund Supervision between the Buyer and the Seller;

3. The buyer and seller shall go through the formalities of tax payment and transfer;

4. After the transfer procedure is completed, the bank will allocate the payment according to the authorization of the buyer and the seller.