1. The mortgage of this house is overdue and is sued by the bank. The treatment is as follows:

(1) The lender should actively respond to the lawsuit and try to reach a settlement through consultation with the bank;

(2) If the lender fails to perform after the judgment, the financial institution may apply for compulsory execution, and the personal credit information will also be damaged.

2. Legal basis: Article 5 of the Measures for the Administration of Commercial Housing Sales in People's Republic of China (PRC).

The State Council construction administrative department is responsible for the national commercial housing sales management.

The construction administrative departments of the people's governments of provinces and autonomous regions shall be responsible for the management of commercial housing sales within their respective administrative areas.

The administrative departments of construction and real estate of the people's governments of municipalities directly under the central government, cities and counties (hereinafter referred to as the administrative departments of real estate development) shall be responsible for the management of commercial housing sales within their respective administrative areas in accordance with the division of responsibilities.

Second, what is the process of building mortgage loan?

The construction mortgage loan process is as follows:

1, select real estate;

2. Confirm whether the real estate built by the developer is supported by the bank to ensure the smooth acquisition of mortgage loans;

3. Apply for mortgage loan;

4. Sign a house purchase contract. After examining and confirming that the property buyers meet the mortgage loan conditions, they will be issued with a loan consent notice or a mortgage loan commitment letter;

5. Property buyers can sign pre-sale and sales contracts with developers or their agents;

6. Sign a house mortgage contract. Clarify the rights and obligations such as the amount, term, interest rate and repayment method of mortgage loan;

7. Apply for mortgage registration and insurance. Usually, due to the relatively long term of mortgage loans, banks require buyers to apply for life and property insurance to prevent loan risks;

8. Open a special repayment account;

9. After handling the relevant formalities, transfer the loan to the bank supervision account opened by the developer in the bank at one time as the purchase price of the property buyer;

10. The borrower repays the loan regularly according to the contract.