Generally speaking, banks will start lending to developers in the following month, and then start repaying mortgages in the same month or the following month. At this time, it should be noted that there should be enough funds in the opened account to repay the loan. Many property buyers are careless at the moment and forget to put money into their accounts in full and on time after completing the formalities, which will cause credit history problems of repayment default.

Repayment process of purchasing faster loan.

1. Generally, the subscription fee will be paid first, and the pre-purchase contract will be countersigned when the market opens. Pay the down payment when signing the pre-purchase contract. After paying the down payment, prepare the down payment in 1-2 weeks, and then prepare the mortgage information for bank approval. The bank approved the money, went through the formalities, and began to repay the monthly payment next month. Therefore, the loan to buy an auction house is also repaid after the approval of the bank loan, and the repayment time is determined by the bank.

2. Employees who purchase houses can consult and manage loans related to banks or housing provident funds through selling units or loan contractors, and calculate the loanable amount and term. After receiving the loan application approval form and the applicant's environmental observation form, and writing truthfully and honestly, put forward the loan invitation and submit relevant materials. If a copy of the materials is submitted, the original should be brought for inspection.

3. After the borrower submits the loan request, he can go to the handling branch to check whether it has been approved within fifteen working days. After receiving the notice from the handling personnel, the approved loan applicant will sign the loan treaty and other relevant treaties at the designated place at the designated time.

4. Manage purchase transactions and mortgage registration procedures.

5. The loan for which all procedures have been completed shall be issued to the borrower by the loan undertaking bank according to the loan contract, and the loan funds shall be directly transferred to the account designated by the real estate sales unit purchased by the borrower.