Student loans require lenders to go to the scene to handle loan business accompanied by their parents or legal guardians. If you don't go with the borrower, you can't get a loan. Therefore, when handling the student-origin loan, the loan student should make an appointment with his parents or legal guardians, and both parties should be present at the same time before the student-origin loan can be done.

In addition, the lender can't go to the site himself, and can entrust others to help with the student loan, but * * * must go with the borrower.

Legal basis: Article 9 of the General Principles of Loans: Credit loans, secured loans and bill discounting;

Credit loan refers to the loan issued by the borrower's credit.

Secured loans refer to secured loans, mortgage loans and pledged loans.

Guaranteed loan refers to a loan issued by a third party in the form of guarantee stipulated in the Guarantee Law of People's Republic of China (PRC), with the borrower undertaking general guarantee liability or joint liability as promised.

Mortgage loan refers to the loan issued with the property of the borrower or a third party as collateral according to the mortgage method stipulated in the Guarantee Law of People's Republic of China (PRC).

Pledged loan refers to the loan issued with the movable property or rights of the borrower or the third party as the pledge according to the provisions of the Guarantee Law of People's Republic of China (PRC).

Bill discount refers to the loan issued by the lender in the form of buying commercial bills with unexpired loans.