1.65438+ 0.5% of the total house price.

/kloc-ordinary housing below 0/44 square meters 1.5%, if individuals buy ordinary housing below 90 square meters, and this housing belongs to the family's only housing, the deed tax will be levied at the reduced rate of 1%, the part above 144 square meters will be reduced by 3%, and the non-housing will be reduced by 4%. Usually the deed tax is paid together with the down payment, and the developer collects it. After paying the relevant fees, the developer will issue a formal purchase invoice.

[1] 2. Stamp duty: 0.05%

When the contract is concluded, it will be paid directly, generally 0.05% of the total house price will be paid together with the down payment, so that the developer can uniformly handle the contract registration and real estate license.

3. Bank mortgage fees

If you apply for a mortgage loan, the second set of fees to be paid when signing the contract is the bank mortgage fee, and the charging items for commercial loans are slightly different from bank to bank.

A. Mortgage registration fee: 80 yuan/household

B. Stamp duty on warrants: 5 yuan/household

C insurance premium: property insurance premium = total house price × annual rate × service life coefficient. The insurance premium is paid in one lump sum. (The insurance premium is roughly: 1~5 years 0.07%, 6~ 10 years 0.06%,1~/0/5 years 0.055%, 16~20 years 0.05%.

housing repair funds

1. overhaul fund: 2%-3% of the purchase price.

It is a maintenance fund for public facilities and equipment (involving external walls, roofs, sewers, water pipes and other housing parts). The charging method implemented in Chongqing is:

A. excluding elevator: total house price ×2%

B elevator included: total house price ×3%

C. The fee for some pilot buildings is 50~60 yuan /m2.

After a developer or a property management company wants to open an account in a bank designated by the local Housing Authority, the buyers can deposit it themselves. Generally speaking, when the buyers get the keys to check in, the developers will collect the housing maintenance funds.

Property management fee

From the deadline

Since the Buyer [1] accepts the house as qualified. If the developer issues a notice of occupancy and the purchaser fails to recover the building without justifiable reasons, the property management fee can be calculated from one month after the notice of occupancy is issued. Usually three months in advance.

Property management fees shall be paid for houses that the property owner has not lived in for a long time or vacant houses that the developer has not sold.

Ownership registration fee

80 yuan/set

The ownership registration fee is the fee for handling the real estate license.

transaction cost

1. Residential building area X3 yuan/㎡.

2. Non-residential building area X 1 1 yuan/㎡.