The Borrower may apply for early repayment under the commercial housing loan line of Bank of China according to the conditions agreed in this Contract, but it must submit a written application to the Lender in advance and handle it after the approval of the Lender.
The loan contract clearly stipulates the conditions that must be met for early repayment and the number of days for early application for early repayment. If prepayment is made offline, the borrower shall go through the prepayment formalities at the branch where you handle the loan. As prepayment requires approval, it is recommended that you apply to the handling outlets as soon as possible.
The expenses for prepayment shall be implemented according to the loan contract.
At present, the Bank of China needs to handle the prepayment of personal housing loans in person, and does not support the agency for the time being.
In addition to meeting the contract, online prepayment depends on whether the lending institution of BOC supports online prepayment. Please consult the lending institution for details.
If our bank has started online prepayment, you can initiate partial or full prepayment through personal mobile banking of Bank of China. After the prepayment is completed, the repayment amount will be adjusted accordingly. Bank of China Personal Mobile Banking does not support direct adjustment of repayment amount for the time being.
The above contents are for your reference. Please refer to the actual business regulations.
Can BOC e-loan be repaid at any time?
Bank of China e-loan can be repaid with the loan, allowing customers to withdraw and repay within the limit at any time (a single loan cannot be repaid in advance on the loan date). Many withdrawals can be made offline, and a single loan can be repaid in advance. There is no prepayment fee except interest. After prepayment, the line can be restored on the same day in general. If there is no recovery quota on that day, you can check it again the next day. When the line expires, the unexpired loan under the line can continue to exist. When the loan expires, it will be automatically deducted from the repayment card bound by the customer, but it cannot be withdrawn after the limit expires.
The above contents are for your reference. Please refer to the actual business regulations.
Can I repay the loan at any time?
E loan can be repaid in advance. Users can find e-loans in China Merchants Bank App and personal loans, and then click Repayment to repay. However, when repaying in advance, it is necessary to pay off all installment fees and outstanding principal in one lump sum, without any reduction or exemption. If you choose to borrow and pay now, you can repay at any time, and there is no other cost.
E. The ways to repay the loan in advance are as follows:
1. Apply for prepayment in the personal account of China Merchants Bank's online banking, and select the "Repayment" option in the personal account after logging into your own account.
2. Download the mobile app of China Merchants Bank for e-loan prepayment. After logging into your account, click the "Review Repayment" button in the personal center, and then make prepayment in this interface.
3. Call the customer service telephone number of China Merchants Bank at 95555 to apply for prepayment, and follow the instructions of telephone manual customer service.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.0
App version: 8.0. 16
E-loan is a cash loan product provided by China Merchants Bank. It is a short-term cash credit business for eligible credit card holders, and bears interest on a daily basis. After the application is successful, the money will be transferred to the valid one-card account opened by the cardholder in China Merchants Bank or the debit card of other banks supported by China Merchants Bank (the account opening certificate must be the same as the bank's credit card).
This money can not be used for investment, such as house purchase, stock and futures investment, but can only be used for consumption, such as decoration, home appliances, wedding, car purchase, student aid, tourism and medical care.
"e-loan" has an independent bill, and the date of the bill is the same as that of the personal credit card. The interest generated in each billing cycle will be summarized into the "Cyclic Interest" of the current bill. Repayment needs to be made to the "e-loan" account separately.
The timely repayment of e-loan of China Merchants Bank has increased the fixed amount, and its use characteristics are as follows:
1, lightning loan: no materials, no mortgage, online application, the fastest 30 seconds to complete the application; ?
2. Exclusive limit: independent e-loan account, exclusive cash limit, up to 30W, separate bookkeeping and separate repayment;
3. For the first assessment, the PBC interface will be called (which means that the credit report will be checked). If the evaluation is successful, an account will be added and the loan will be credited to a debit card at one time (supporting multiple banks); ?
4. Daily interest calculation: the daily interest rate is 0.05% (0.04% during the promotion period), and the e loan can be paid off at any time, without affecting the personal account;
5. Flexible repayment: only the minimum monthly repayment is required, and the minimum repayment is calculated according to 10% of the total debt on the billing date. Pocket Life Application Process: Log in to Pocket Life App and select Card. Pay "→e to apply for a loan, and the system will give the audit results in real time.
Can BOC Fu Deng Village Bank loan be repaid at any time?
Can BOC Fu Deng Village Bank loan be repaid at any time? China Bank Fu Deng Village Bank loan can be repaid at any time, because it is repaid at any time, which means flexible repayment, and now it is flexible repayment.
E how to repay the loan at any time?
E. The specific repayment methods for borrowing and repaying at any time are as follows:
1, log in to the Pocket Life APP.
2. Click "My"-"Review Repayment";
3. find the e-loan bill;
4. Click "Repay Now" to complete the repayment online.