You can find some banks that provide loans to SMEs, or find some banks that are more friendly to SMEs. Enterprises must first find out the reasons why they can't do it and actively seek solutions. If it is because of the lack of some necessary materials, enterprises should supplement and improve the materials as soon as possible; If it is because the operating conditions do not meet the requirements of banks, enterprises should improve their operating conditions as soon as possible.
Enterprises can find some reliable guarantors to improve the success rate of loans. Guarantors need to have a good reputation and financial status and be able to provide sufficient guarantees.