Legal analysis: abnormal. It takes 6~8 weeks to apply for a second-hand housing provident fund loan, that is, 1 to 2 months. It's not too long for the provident fund loan to last for six months. However, in areas where the amount of provident fund is tight, the loan processing cycle may be longer, and the approval time in different cities will be different.

Legal basis: Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission on Relevant Issues Concerning Standardizing the Individual Housing Loan Policy of Housing Provident Fund. The urban housing provident fund management center and the entrusted bank shall take effective measures to strengthen the investigation, examination, mortgage, issuance and recovery of individual housing loans of housing provident fund, effectively strengthen loan risk management and ensure the safety of funds. The housing provident fund management center shall, jointly with the relevant competent departments, promptly establish an information sharing mechanism to prevent fraudulent housing provident fund personal housing loans and other acts. At the same time, it is necessary to simplify the procedures and improve the service level.