Banks that apply for loans to buy houses generally require buyers to provide at least 6 months of bank running water, which must reflect continuous, stable and regular income. If the income from bank running water provided by property buyers is intermittent, incoherent and the amount is not fixed, sometimes it is more or less, which has a great impact on mortgage approval.
Personal income is generally proved by the income certificate of the unit and the personal bank statement. Proof of income is an essential material for handling loans, but it cannot be forged. Usually, the monthly income can be higher as long as the company personnel are handled, so most banks need borrowers to provide further proof of personal bank flow.
If the owner needs to verify capital when buying a house:
There are many ways to choose from. For example, go to the company to open an income certificate to prove that you have the ability to buy a house, but remember to mark the time and stamp the official seal. Or go to the bank to print the deposit certificate and the recent run list.
It should be noted that some open chambers of commerce require owners to transfer money directly to the developer's account. In order to reduce the risk of buying a house more effectively, it is recommended not to do so.
When buying a house for capital verification, don't hurt your face and support the fat man. In order to buy a house, some owners borrow money everywhere and deposit it in their accounts, so the pressure will be great after buying a house. In addition, in the process of capital verification, we must be careful not to remit money to others easily, so as not to lose more than we gain.