From the perspective of obtaining funds, there is actually no difference. However, there will be the following differences in the specific operation process:

The comprehensive cost of 1. trust is relatively high, generally between 12 and 15% per year, but the cost is clear and there will be no other hidden costs.

2. The cost of bank loans is relatively low, generally 6-9% per year, but there are other requirements, such as deposit, handling payroll, handling credit cards and buying insurance. In addition, bank loans are generally stable. As long as the operation is stable, loans can basically be made next year, and the trust is uncertain.

Generally speaking, if you can get a bank loan, try to go to the bank. If not, the trust is willing to help you, and you can go to the trust for a loan.