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How to deal with a house with mortgage loan after divorce?
Legal analysis: if the mortgage of the house is not paid off when the husband and wife divorce, it can be agreed in the divorce agreement that one or both parties will continue to repay the loan. After the divorce certificate is handled according to the divorce agreement, the agreement in the divorce agreement takes effect and has legal effect. At the time of divorce, both parties can negotiate on the ownership of the house. The house belongs to husband and wife. At the time of divorce, the house belongs to one party, and one party continues to repay the loan, giving the other party a down payment and repayment after marriage, and compensating for half of this appreciation.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1076 If a husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration office.

The divorce agreement shall specify the expression of willingness of both parties to divorce and the consensus on matters such as child support, property and debt disposal.

Article 1079 If one of the spouses requests a divorce, the relevant organization may mediate or directly file a divorce lawsuit with the people's court.

When trying divorce cases, the people's court shall conduct mediation; If the relationship has indeed broken down and mediation is ineffective, divorce should be granted.

In any of the following circumstances, if mediation fails, divorce shall be granted:

(a) bigamy or cohabitation with others;

(2) committing domestic violence or abusing or abandoning family members;

(three) gambling, drug abuse and other bad habits;

(four) separated for two years due to emotional discord;

(5) Other circumstances that lead to the breakdown of the marriage relationship.

If one party is declared missing and the other party files a divorce lawsuit, the divorce shall be granted.

After the people's court ruled that divorce is not allowed, if the two parties have separated for one year and one party files a divorce lawsuit again, divorce shall be granted.