Broadway loan arrives 1040, is it legal to pay interest of 600 for one day overdue?

Broadway loan 2000 arrived 1040, and the interest of 600 for one day overdue is illegal.

This is illegal.

If one day is overdue, it shall be deemed as overdue, and the overdue fine shall be 5% of the amount owed, and the penalty interest shall be calculated at the daily interest rate of 0.5 ‰.

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