For the purchase of second-hand houses, the amount of pure provident fund loans or portfolio loans shall not exceed 60% of the lower transaction price and evaluation price, and it may be relaxed to 70% if the building area does not exceed 90 square meters and the house age does not exceed 5 years.

The provident fund management center shall calculate the loanable amount of the borrower according to the following requirements, and take the value as the total loan amount of the borrower:

Calculation formula of pure provident fund loan:

The calculation formula of pure provident fund loan is: the amount of pure provident fund loan = (the borrower's total monthly housing provident fund deposit/housing provident fund deposit ratio × repayment ability coefficient A+ the borrower's total monthly housing provident fund deposit) × 12× loan period.

The above is the specific content of Dalian second-hand housing provident fund loan amount. Please continue to pay attention to Sohu Focus Dalian Railway Station real estate encyclopedia!

(The above answers were published on 20 16- 12-09. Please refer to the actual situation for the current purchase policy. )

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