According to commercial principles, the interest rate of five-year time deposit is finally determined to be 5.4%, which is equivalent to 1.35 times of some banks, and it is one of the financial institutions with the highest deposit interest rate in the same class. According to the notice of the People's Bank of China, the benchmark interest rates of RMB loans and deposits of financial institutions will be lowered from 20 1 141October 22nd. In order to effectively implement the central bank's monetary policy, Shaanxi Credit Cooperatives actively adjusted the deposit execution interest rate within the prescribed scope in line with the business idea of "taking it from the people and using it for the people" to maximize the interests of depositors. Shaanxi Credit Cooperatives deposit interest rate pricing adjustment announcement is as follows. The interest rates of all grades of deposits (except five-year time deposits) rose by 20% according to the benchmark interest rate of the same grade of the central bank during the same period, reaching the highest.