Having no loan record is also considered a second home loan

According to the current policy, the down payment should be 40%-50% of the house payment, and the interest rate will increase by 30%

Provident Fund According to common sense, the upper limit of the loan is between 10 times and 20 times the balance of the provident fund account

But if the current bank sees that you have good credit, they can basically loan you an amount you are satisfied with, unless of course What you bought is a villa. It costs easily 2 million/3 million. It’s hard to say.