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"Equal principal and interest" repayment method 1. Loan interest rate calculation formula Loan amount = monthly repayment amount * [1-(1+monthly interest rate)-repayment months]/monthly interest rate190000 =1400 * [1-(65438) monthly interest rate. Calculation formula of residual principal after the 24th installment Residual principal = monthly repayment amount * [1-(1+monthly interest rate)-(remaining months-1)]/monthly interest rate residual. -215]/0.52927% remaining principal =179,488.02 yuan III. Calculation formula of lump-sum repayment amount after the 24th installment: lump-sum repayment amount = {loan amount-monthly repayment amount * [1-(1+monthly interest rate)-repaid months]/monthly interest rate} * (repaid months+65433) [1-(/kloc-0) +0.52927%) Paying off the loan in advance can save interest 12 1, 5 1 1.98 yuan.
2022-11-10 consultation records and answers.
How much does it cost to pay off the mortgage of 6.5438+0.9 million in advance?
Hello, I borrowed a mortgage of 1.9 million, which has been paid back for two years. How much do I have to pay if I want to have sex once?
My monthly payment is 1400.
20 years old
"Equal principal and interest" repayment method 1. Calculation formula of loan interest rate: loan amount = monthly repayment amount * [1-(1+monthly interest rate)-repayment months]/monthly interest rate190000 =1400 * [1-(65438) Calculate 20. Formula Remaining principal = monthly repayment amount * [1-(1+monthly interest rate)-(remaining months-65438) Calculation formula of one-time repayment amount after 24 periods: one-time repayment amount = {loan amount-monthly repayment amount * [1-(1+) -(1+0.52927%)-24]/0.52927%} * (1+0.52927%) Paying off the loan in advance can save interest 12 1 51/.